https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Explain-this-score-drop/m-p/369246#M29061 <P>I had a balance increase from $2k to $9,500k (out of $10k) which I understand as a 22 point drop.</P><P>&nbsp;</P><P>But at the same time, an AU account which had no activity since 2004 ($0k/$13k) had a $235 charge. Wondering if that would account for point drop too?</P> Mon, 27 Oct 2008 17:34:27 GMT Anonymous 2008-10-27T17:34:27Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Explain-this-score-drop/m-p/369246#M29061 <P>I had a balance increase from $2k to $9,500k (out of $10k) which I understand as a 22 point drop.</P><P>&nbsp;</P><P>But at the same time, an AU account which had no activity since 2004 ($0k/$13k) had a $235 charge. Wondering if that would account for point drop too?</P> Mon, 27 Oct 2008 17:34:27 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Explain-this-score-drop/m-p/369246#M29061 Anonymous 2008-10-27T17:34:27Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Explain-this-score-drop/m-p/369248#M29062 Yes, cards that are inactive and then take on a balance will result in a point loss to your score. Mon, 27 Oct 2008 17:37:24 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Explain-this-score-drop/m-p/369248#M29062 Anonymous 2008-10-27T17:37:24Z