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    <title>topic Re: INNOVIS? in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/376221#M29499</link>
    <description>&lt;P&gt;You will find that multiple accounts on your Innovis report to be missing.&amp;nbsp; Many lenders do NOT report to Innovis.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Does not really matter, as very few lenders use Innovis to make lending decisions.&lt;/P&gt;</description>
    <pubDate>Fri, 07 Nov 2008 03:39:30 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-11-07T03:39:30Z</dc:date>
    <item>
      <title>INNOVIS?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/376210#M29497</link>
      <description>How is this one used? I just ordered my free report today.</description>
      <pubDate>Fri, 07 Nov 2008 03:22:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/376210#M29497</guid>
      <dc:creator>Breakthecycle2</dc:creator>
      <dc:date>2008-11-07T03:22:50Z</dc:date>
    </item>
    <item>
      <title>Re: INNOVIS?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/376221#M29499</link>
      <description>&lt;P&gt;You will find that multiple accounts on your Innovis report to be missing.&amp;nbsp; Many lenders do NOT report to Innovis.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Does not really matter, as very few lenders use Innovis to make lending decisions.&lt;/P&gt;</description>
      <pubDate>Fri, 07 Nov 2008 03:39:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/376221#M29499</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-11-07T03:39:30Z</dc:date>
    </item>
    <item>
      <title>Re: INNOVIS?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/376227#M29501</link>
      <description>Thats' what I figured. Do you know anyone that uses it?</description>
      <pubDate>Fri, 07 Nov 2008 03:46:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/376227#M29501</guid>
      <dc:creator>Breakthecycle2</dc:creator>
      <dc:date>2008-11-07T03:46:08Z</dc:date>
    </item>
    <item>
      <title>Re: INNOVIS?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/376241#M29502</link>
      <description>I know that a local lending agency, WHEDA, only reports to TU and Innovis.</description>
      <pubDate>Fri, 07 Nov 2008 04:07:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/376241#M29502</guid>
      <dc:creator>Junejer</dc:creator>
      <dc:date>2008-11-07T04:07:09Z</dc:date>
    </item>
    <item>
      <title>Re: INNOVIS?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/376646#M29515</link>
      <description>&lt;FONT size="3" color="#000000" face="Times New Roman"&gt;FannieMae and FreedieMac use Innovis&lt;/FONT&gt;</description>
      <pubDate>Fri, 07 Nov 2008 19:21:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/376646#M29515</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-11-07T19:21:52Z</dc:date>
    </item>
    <item>
      <title>Re: INNOVIS?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/377130#M29546</link>
      <description>Sallie Mae reports to Innovis.</description>
      <pubDate>Sat, 08 Nov 2008 17:52:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/377130#M29546</guid>
      <dc:creator>mazinaige</dc:creator>
      <dc:date>2008-11-08T17:52:19Z</dc:date>
    </item>
    <item>
      <title>Re: INNOVIS?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/377478#M29567</link>
      <description>&lt;P&gt;Has anyone received their report from them?&lt;/P&gt;</description>
      <pubDate>Sun, 09 Nov 2008 03:41:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/377478#M29567</guid>
      <dc:creator>Breakthecycle2</dc:creator>
      <dc:date>2008-11-09T03:41:05Z</dc:date>
    </item>
    <item>
      <title>Re: INNOVIS?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/378378#M29634</link>
      <description>I ordered my Innovis report almost a year ago. It only reports 2 of my 13 TLs. No score is available though.</description>
      <pubDate>Mon, 10 Nov 2008 19:52:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/378378#M29634</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2008-11-10T19:52:44Z</dc:date>
    </item>
    <item>
      <title>Re: INNOVIS?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/378743#M29660</link>
      <description>It came today and it list's all my baddies! LOL and one positive tradeline. Go figure.</description>
      <pubDate>Tue, 11 Nov 2008 03:34:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/INNOVIS/m-p/378743#M29660</guid>
      <dc:creator>Breakthecycle2</dc:creator>
      <dc:date>2008-11-11T03:34:40Z</dc:date>
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