https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Line-of-credit-vs-Installment/m-p/9480#M2963 <DIV></DIV><DIV>LOCs are generally revolving which hold a considerable amount more weight than installment.</DIV><BR /><BR />Message Edited by Tuscani on <SPAN class="date_text">05-18-2007</SPAN> <SPAN class="time_text">06:32 AM</SPAN> Fri, 18 May 2007 11:32:14 GMT Tuscani 2007-05-18T11:32:14Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Line-of-credit-vs-Installment/m-p/9477#M2961 <DIV>I currently have a line of credit and the utilization is about 90%, would it help my FICO score to convert to installment loan or should I just leave it alone?</DIV> Fri, 18 May 2007 11:29:44 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Line-of-credit-vs-Installment/m-p/9477#M2961 Anonymous 2007-05-18T11:29:44Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Line-of-credit-vs-Installment/m-p/9480#M2963 <DIV></DIV><DIV>LOCs are generally revolving which hold a considerable amount more weight than installment.</DIV><BR /><BR />Message Edited by Tuscani on <SPAN class="date_text">05-18-2007</SPAN> <SPAN class="time_text">06:32 AM</SPAN> Fri, 18 May 2007 11:32:14 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Line-of-credit-vs-Installment/m-p/9480#M2963 Tuscani 2007-05-18T11:32:14Z