https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/67-point-jump/m-p/409713#M31652 <P>At the time of the Bk in late 1998 i had just gone&nbsp;through a very bad divorce. I was broke&nbsp;and was starting a new career in insurance. As it is, 10 years later i have my own agency (41/2 years now) and have done as good as&nbsp;I think&nbsp;could have. 5 years into the BK&nbsp;I remarried a&nbsp;wonderful woman,&nbsp;had&nbsp;a son, aquired 2 homes (one is a rental now,&nbsp;but was our first home purchased&nbsp;together) and income is way up in six figures since 2007.</P><P>&nbsp;</P><P>I can't deny it was very, very tough those first 3-4 years. Mostly because the insurance contracts i needed ask about BK and it had to be explained over and over to them as to how this happened and why etc....Dealing with other peoples money and a lot of it i can understand.</P><P>&nbsp;</P><P>Also trying to buy things i needed or advertise&nbsp;with hardly any credit was hard but managed to do what i could. It was a long hard ride but now have over $150,000&nbsp;of credit card limits and 0 balance on them all.</P><P>&nbsp;</P><P>Thank you for the nice replys!</P> Mon, 05 Jan 2009 20:32:35 GMT Anonymous 2009-01-05T20:32:35Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/67-point-jump/m-p/409713#M31652 <P>At the time of the Bk in late 1998 i had just gone&nbsp;through a very bad divorce. I was broke&nbsp;and was starting a new career in insurance. As it is, 10 years later i have my own agency (41/2 years now) and have done as good as&nbsp;I think&nbsp;could have. 5 years into the BK&nbsp;I remarried a&nbsp;wonderful woman,&nbsp;had&nbsp;a son, aquired 2 homes (one is a rental now,&nbsp;but was our first home purchased&nbsp;together) and income is way up in six figures since 2007.</P><P>&nbsp;</P><P>I can't deny it was very, very tough those first 3-4 years. Mostly because the insurance contracts i needed ask about BK and it had to be explained over and over to them as to how this happened and why etc....Dealing with other peoples money and a lot of it i can understand.</P><P>&nbsp;</P><P>Also trying to buy things i needed or advertise&nbsp;with hardly any credit was hard but managed to do what i could. It was a long hard ride but now have over $150,000&nbsp;of credit card limits and 0 balance on them all.</P><P>&nbsp;</P><P>Thank you for the nice replys!</P> Mon, 05 Jan 2009 20:32:35 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/67-point-jump/m-p/409713#M31652 Anonymous 2009-01-05T20:32:35Z