https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/new-account-as-each-month-goes-by-does-it-hurt-your-score-less/m-p/426428#M32686 thanks.&nbsp;&nbsp; I had seen that it actually may become a positive at the&nbsp;1 year anniversary.&nbsp; I was just wondering whether the negative effect was gradually removed month by month.&nbsp; i.e. I would assume a 1 month old account would ding you more than a 10 month old account.&nbsp; I was just wondering whether I may get one or two points for it aging from 10 months to 11 months.&nbsp; Since it will age in a couple of days by one month and because I sort of could benefit from 1 or 2 pts right now, it would be relevant to know.&nbsp; By 12 months I think it could be moot becuase I'll be done with my refi. Thu, 29 Jan 2009 15:24:16 GMT Anonymous 2009-01-29T15:24:16Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/new-account-as-each-month-goes-by-does-it-hurt-your-score-less/m-p/425463#M32617 I have one account that is only 10 months old.&nbsp; Score watch says this is hurting my score.&nbsp; Will it hurt my score less when it is 11 months old? Wed, 28 Jan 2009 04:49:29 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/new-account-as-each-month-goes-by-does-it-hurt-your-score-less/m-p/425463#M32617 Anonymous 2009-01-28T04:49:29Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/new-account-as-each-month-goes-by-does-it-hurt-your-score-less/m-p/426326#M32675 it will hurt less when it reaches its one-year birthday <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /> Thu, 29 Jan 2009 06:36:48 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/new-account-as-each-month-goes-by-does-it-hurt-your-score-less/m-p/426326#M32675 laz98 2009-01-29T06:36:48Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/new-account-as-each-month-goes-by-does-it-hurt-your-score-less/m-p/426428#M32686 thanks.&nbsp;&nbsp; I had seen that it actually may become a positive at the&nbsp;1 year anniversary.&nbsp; I was just wondering whether the negative effect was gradually removed month by month.&nbsp; i.e. I would assume a 1 month old account would ding you more than a 10 month old account.&nbsp; I was just wondering whether I may get one or two points for it aging from 10 months to 11 months.&nbsp; Since it will age in a couple of days by one month and because I sort of could benefit from 1 or 2 pts right now, it would be relevant to know.&nbsp; By 12 months I think it could be moot becuase I'll be done with my refi. Thu, 29 Jan 2009 15:24:16 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/new-account-as-each-month-goes-by-does-it-hurt-your-score-less/m-p/426428#M32686 Anonymous 2009-01-29T15:24:16Z