topic Does Citi report Authorized Users to Credit Bureaus? in Understanding FICO® Scoring

Does Citi report Authorized Users to Credit Bureaus?

Anonymous — Fri, 03 Apr 2009 13:43:31 GMT

Not sure where to post this, but I am interested in how this would help overall scores, so...

My DH has a Citi cc. He has a CL over $10K with a zero balance. His CR has the account listed as an individual account. I am an AU, but there is nothing showing on my EQ or TU. Problem might be that they list my first name as my last and last name as my first. (doe jane instead of jane doe).

My question is, if/when my DH calls to inform them of their typing error, will this account report on my CRs? Or do they only report for the individual who has the account?

Thanks!

Re: Does Citi report Authorized Users to Credit Bureaus?

rom828 — Fri, 03 Apr 2009 14:44:00 GMT

My personal experience is that they do report.

When DH added me as AU it showed on my reports.

The 'name' error is probably the issue and once it's corrected it should report.

Re: Does Citi report Authorized Users to Credit Bureaus?

Anonymous — Fri, 03 Apr 2009 19:21:59 GMT

Thanks rom828 for the reply.

I was hoping that would be the case. Hopefully that will move my scores a little.