topic Re: question in Understanding FICO® Scoring

question

Anonymous — Tue, 14 Apr 2009 17:29:43 GMT

I have a discover card that is now showing up on my credit report. When I applyed for it, the card was showing up on my credit report and now the account is not there anymore. my credit limit is 5000 and I have balance of 80 dollars which I am paying it off end of this month. Should I ask discover to report it or just leave it alone?

Re: question

llecs — Tue, 14 Apr 2009 17:57:51 GMT

I'd ask them to report. It should start appearing by the following statement.

Did you do anything to get them to stop reporting, like disputing? Some CCCs are a little too touchy, IMO.

Re: question

Anonymous — Tue, 14 Apr 2009 18:10:38 GMT

Nope i didn't do anything. Onlything I asked them to do is remove my wife as AU user on that card. If I ask them to report it wouldn't it hurt my score? I am refi my mortgage next month and don't want to hurt my score haha.

right now my EQ is 709 , TU 660 (waiting for 4/24 for new score since the Verizon Charge off was deleted) and EX is 665 which also has Verizon Charge off that should be removed)

I am hoping my TU is back to 711 before the charge off was posted. plus my total revolving balance is less then 5 percent.