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    <title>topic Re: Refinancing auto loan in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Refinancing-auto-loan/m-p/11983#M3626</link>
    <description>&lt;DIV&gt;You might see a short term score drop as you are closing one account and opening another.. The more important thing here is that you are saving money!&lt;/DIV&gt;</description>
    <pubDate>Mon, 28 May 2007 00:11:19 GMT</pubDate>
    <dc:creator>Tuscani</dc:creator>
    <dc:date>2007-05-28T00:11:19Z</dc:date>
    <item>
      <title>Refinancing auto loan</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Refinancing-auto-loan/m-p/11941#M3614</link>
      <description>&lt;DIV&gt;Will refinancing an auto loan affect score?. I just refinanced mine and wasn't thinking of what it would do to score, but i went from 17.5% to 11.6%&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Sun, 27 May 2007 20:42:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Refinancing-auto-loan/m-p/11941#M3614</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-05-27T20:42:33Z</dc:date>
    </item>
    <item>
      <title>Re: Refinancing auto loan</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Refinancing-auto-loan/m-p/11946#M3616</link>
      <description>&lt;DIV&gt;Dunno, but it sounds like you will gain miore money than you will lose points!!!&lt;/DIV&gt;</description>
      <pubDate>Sun, 27 May 2007 20:53:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Refinancing-auto-loan/m-p/11946#M3616</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2007-05-27T20:53:04Z</dc:date>
    </item>
    <item>
      <title>Re: Refinancing auto loan</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Refinancing-auto-loan/m-p/11983#M3626</link>
      <description>&lt;DIV&gt;You might see a short term score drop as you are closing one account and opening another.. The more important thing here is that you are saving money!&lt;/DIV&gt;</description>
      <pubDate>Mon, 28 May 2007 00:11:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Refinancing-auto-loan/m-p/11983#M3626</guid>
      <dc:creator>Tuscani</dc:creator>
      <dc:date>2007-05-28T00:11:19Z</dc:date>
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