topic Re: Difference between score from TransUnion and TransUnion CS in Understanding FICO® Scoring

Difference between score from TransUnion and TransUnion CS

Anonymous — Sat, 12 Sep 2009 04:11:16 GMT

Hello all,

I saw a reference in one of the posts that explained the difference in the score from these two different websites, but I cannot find it again.

Can someone please explain again?

Thank you,

John

Anonymous — Sat, 12 Sep 2009 04:12:42 GMT

Transunion.com gives you their score - using their scoring model based on the information in your TU report.

The cs site gives you your FICO score - using the FICO scoring model based on the information in your TU report.

Anonymous — Sat, 12 Sep 2009 04:17:36 GMT

Ok, thank you. I thought that was correct, but just was not sure. The score from Trans Union is what they call a VantageScore correct?

smallfry — Sat, 12 Sep 2009 13:33:26 GMT

No need to pay more for TU than you do here.

Anonymous — Sat, 12 Sep 2009 20:12:53 GMT

Here - You can use a promo code that will save you money.

There - You will pay retail.

Here - You get the myFICO style report, which is decent.

There - You get a streamlined report similar to what TC would give you.

Neither - Full CBR with soft INQ's. You need to go to transunion.com or annualcreditreport.com for that.