https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Will-reporting-changes-help-score/m-p/15560#M4408 <DIV><DIV><BR /><BLOCKQUOTE><DIV><HR />velo90 wrote:<BR />Thanks....<BR /><BR />Every point counts so I'll give it a try. I'm meant to contact the individual creditors and ask them to report the balances and limits to TU and Ex?! Not the actual agencies, correct?<BR /><BR />Thanks for all answers.<BR /><HR /></DIV></BLOCKQUOTE><BR /><DIV></DIV></DIV>Correct</DIV> Fri, 08 Jun 2007 05:10:13 GMT Tuscani 2007-06-08T05:10:13Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Will-reporting-changes-help-score/m-p/15283#M4364 Quick question...One of the three agencies is not reporting any information regarding balance or limit on two paid installment loans. Will changing that increase my score?<BR /><BR />My thoughts are... if there's no balance and limit reported than no utilization can be calculated. Or, does one agency reporting it cover the whole issue?<BR /><BR />Thanks in advance... Thu, 07 Jun 2007 18:23:32 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Will-reporting-changes-help-score/m-p/15283#M4364 velo90 2007-06-07T18:23:32Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Will-reporting-changes-help-score/m-p/15304#M4370 <DIV>Util is more important on revolving accounts. So while updating the balances may help, don't expect a drastic increase.</DIV> Thu, 07 Jun 2007 19:25:41 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Will-reporting-changes-help-score/m-p/15304#M4370 Tuscani 2007-06-07T19:25:41Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Will-reporting-changes-help-score/m-p/15499#M4396 Thanks....<BR /><BR />Every point counts so I'll give it a try. I'm meant to contact the individual creditors and ask them to report the balances and limits to TU and Ex?! Not the actual agencies, correct?<BR /><BR />Thanks for all answers. Fri, 08 Jun 2007 01:59:21 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Will-reporting-changes-help-score/m-p/15499#M4396 velo90 2007-06-08T01:59:21Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Will-reporting-changes-help-score/m-p/15560#M4408 <DIV><DIV><BR /><BLOCKQUOTE><DIV><HR />velo90 wrote:<BR />Thanks....<BR /><BR />Every point counts so I'll give it a try. I'm meant to contact the individual creditors and ask them to report the balances and limits to TU and Ex?! Not the actual agencies, correct?<BR /><BR />Thanks for all answers.<BR /><HR /></DIV></BLOCKQUOTE><BR /><DIV></DIV></DIV>Correct</DIV> Fri, 08 Jun 2007 05:10:13 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Will-reporting-changes-help-score/m-p/15560#M4408 Tuscani 2007-06-08T05:10:13Z