topic Re: Will changing my name impact my score in Understanding FICO® Scoring

Will changing my name impact my score

kisbel65 — Thu, 04 Feb 2010 13:28:03 GMT

I got married in Dec and have decided to take my husband's name. Will changing my name and getting a new social security number impact my score? Silly question, but better safe than sorry.

Re: Will changing my name impact my score

llecs — Thu, 04 Feb 2010 15:08:37 GMT

kisbel65 wrote:
I got married in Dec and have decided to take my husband's name. Will changing my name and getting a new social security number impact my score? Silly question, but better safe than sorry.

Changing your name, or any other demographic like addresses, phone numbers, work history, etc., will never have an impact. Your social security number will remain the same after legally changing your name.

Re: Will changing my name impact my score

MattH — Fri, 05 Feb 2010 03:13:50 GMT

@llecs wrote:
@kisbel65 wrote:
I got married in Dec and have decided to take my husband's name. Will changing my name and getting a new social security number impact my score? Silly question, but better safe than sorry.

Changing your name, or any other demographic like addresses, phone numbers, work history, etc., will never have an impact. Your social security number will remain the same after legally changing your name.

Correct, and original poster will need to send documentation of the name change to the Social Security Administration. My wife and I forgot to do this so the IRS bounced back our first joint tax return with a form letter "Mrs. H. needs to get Social Security Administration records changed and then resubmit this tax return." My wife's SS number did not change, only her name.

Re: Will changing my name impact my score

AndySoCal — Fri, 05 Feb 2010 22:06:36 GMT

Also, you will need to inform your creditors of the name change.