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    <title>topic Re: Freeze Experian in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Freeze-Experian/m-p/630332#M44304</link>
    <description>Snier, that's hilarious because I just did the same thing TODAY for the exact same reason. So, I think it's a great idea.</description>
    <pubDate>Fri, 05 Feb 2010 06:12:28 GMT</pubDate>
    <dc:creator>Cotton_Britches</dc:creator>
    <dc:date>2010-02-05T06:12:28Z</dc:date>
    <item>
      <title>Freeze Experian</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Freeze-Experian/m-p/629473#M44260</link>
      <description>So I decided to freeze my experian because of the amount of inquires on it. I have like twenty. I think i'm going to keep it frozen for a year. Does this sound like a good plan?</description>
      <pubDate>Wed, 03 Feb 2010 20:55:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Freeze-Experian/m-p/629473#M44260</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-02-03T20:55:21Z</dc:date>
    </item>
    <item>
      <title>Re: Freeze Experian</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Freeze-Experian/m-p/629500#M44264</link>
      <description>Were these hard or soft inquiries?</description>
      <pubDate>Wed, 03 Feb 2010 21:56:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Freeze-Experian/m-p/629500#M44264</guid>
      <dc:creator>Lel</dc:creator>
      <dc:date>2010-02-03T21:56:39Z</dc:date>
    </item>
    <item>
      <title>Re: Freeze Experian</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Freeze-Experian/m-p/629588#M44268</link>
      <description>Well, if it stops you from apping, it sounds like a plan.&lt;BR /&gt;&lt;BR /&gt;More to the point, why so many inquiries? Or have you been mortgage shopping or car shopping?&lt;BR /&gt;&lt;BR /&gt;Random apping really hurts your credit, especially when it results in a lot of new accounts. My history will be in diapers for another year or so, and that was "just" from 8 new accounts.</description>
      <pubDate>Wed, 03 Feb 2010 23:56:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Freeze-Experian/m-p/629588#M44268</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2010-02-03T23:56:53Z</dc:date>
    </item>
    <item>
      <title>Re: Freeze Experian</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Freeze-Experian/m-p/630332#M44304</link>
      <description>Snier, that's hilarious because I just did the same thing TODAY for the exact same reason. So, I think it's a great idea.</description>
      <pubDate>Fri, 05 Feb 2010 06:12:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Freeze-Experian/m-p/630332#M44304</guid>
      <dc:creator>Cotton_Britches</dc:creator>
      <dc:date>2010-02-05T06:12:28Z</dc:date>
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