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    <title>topic Re: why such large difference in scores ? please help in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/why-such-large-difference-in-scores-please-help/m-p/660132#M45967</link>
    <description>&lt;P&gt;One of my&amp;nbsp;accounts&amp;nbsp;is listed twice in the TU report. &amp;nbsp;it shows it once being active only a few&amp;nbsp;months&amp;nbsp;then lists it again being open for a long time. &amp;nbsp;where the other report just has it once for all the dates. &amp;nbsp;also TU shows 6 late payments where the other shows 4. &amp;nbsp;equifax has 1 inquire and TU has none (could that change it 60 points?)&lt;/P&gt;</description>
    <pubDate>Wed, 07 Apr 2010 03:34:03 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2010-04-07T03:34:03Z</dc:date>
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      <title>why such large difference in scores ? please help</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/why-such-large-difference-in-scores-please-help/m-p/660014#M45962</link>
      <description>&lt;P&gt;My TU score is 703 and my equifax score is 639... that seems like a huge difference to me. &amp;nbsp;What can cause this? &amp;nbsp;I looked at the reports and do not see any obvious&amp;nbsp;discrepancies.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks in advance! - Amy&lt;/P&gt;</description>
      <pubDate>Tue, 06 Apr 2010 22:50:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/why-such-large-difference-in-scores-please-help/m-p/660014#M45962</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-04-06T22:50:20Z</dc:date>
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    <item>
      <title>Re: why such large difference in scores ? please help</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/why-such-large-difference-in-scores-please-help/m-p/660078#M45964</link>
      <description>&lt;P&gt;Is the same info on both accts?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 07 Apr 2010 01:05:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/why-such-large-difference-in-scores-please-help/m-p/660078#M45964</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-04-07T01:05:18Z</dc:date>
    </item>
    <item>
      <title>Re: why such large difference in scores ? please help</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/why-such-large-difference-in-scores-please-help/m-p/660132#M45967</link>
      <description>&lt;P&gt;One of my&amp;nbsp;accounts&amp;nbsp;is listed twice in the TU report. &amp;nbsp;it shows it once being active only a few&amp;nbsp;months&amp;nbsp;then lists it again being open for a long time. &amp;nbsp;where the other report just has it once for all the dates. &amp;nbsp;also TU shows 6 late payments where the other shows 4. &amp;nbsp;equifax has 1 inquire and TU has none (could that change it 60 points?)&lt;/P&gt;</description>
      <pubDate>Wed, 07 Apr 2010 03:34:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/why-such-large-difference-in-scores-please-help/m-p/660132#M45967</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-04-07T03:34:03Z</dc:date>
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