topic Re: Credit Score Changes in Understanding FICO® Scoring

Credit Score Changes

dznen1 — Fri, 02 Jul 2010 00:27:13 GMT

I have debt that is set to be deleted from my credit report over the next 2-3 months, (voluntary repo, 1 medical, another that is past the 7year period). Will this help my credit scores. The repo is is one of my oldest accounts.

Thanks

Re: Credit Score Changes

Anonymous — Fri, 02 Jul 2010 00:57:17 GMT

@dznen1 wrote:
I have debt that is set to be deleted from my credit report over the next 2-3 months, (voluntary repo, 1 medical, another that is past the 7year period). Will this help my credit scores. The repo is is one of my oldest accounts.

Thanks

It's tough to know what will happen and I will only venture to say that it should help you but there are so many factors involved and what helps one person might not help another. In reality all you can do is wait and see. Just be glad those negatives are going away.

From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
6/10 TU -772

You can do the same thing with hard work

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Re: Credit Score Changes

dznen1 — Fri, 02 Jul 2010 01:01:22 GMT

Thanks, I guess I am very anxious about cleaning up my credit. I am happy that at least these are about to be deleted and I can work towards sending letters for the others.

I appreciate your response

Re: Credit Score Changes

Anonymous — Fri, 02 Jul 2010 01:03:51 GMT

@dznen1 wrote:
Thanks, I guess I am very anxious about cleaning up my credit. I am happy that at least these are about to be deleted and I can work towards sending letters for the others.

I appreciate your response

It sounds like you are doing the right things. Keep up the good work. It can be a long journey but worth it in the end.