topic Re: What Credit Cards pull Transunion? in Understanding FICO® Scoring

What Credit Cards pull Transunion?

Starbuckpga — Mon, 02 Jul 2007 17:37:59 GMT

Was curious to if anyone knows what credit cards will pull Transunion as your credit report. They by far have my highest fico score. Thanks to anyone what knows. -David

Re: What Credit Cards pull Transunion?

MidnightVoice — Mon, 02 Jul 2007 17:45:11 GMT

Juniper/Barclyas usually pull TU - that is why I applied to them

Re: What Credit Cards pull Transunion?

Starbuckpga — Mon, 02 Jul 2007 17:53:52 GMT

Say what? What kind of credit cards are those?

Re: What Credit Cards pull Transunion?

Starbuckpga — Mon, 02 Jul 2007 17:55:46 GMT

Heh well I know Barclay's is a UK based credit card company...I live in the US.

Re: What Credit Cards pull Transunion?

MidnightVoice — Mon, 02 Jul 2007 18:00:04 GMT

Overview

Headquartered in Wilmington, Delaware, the U.S. credit card operations of Barclays PLC, Barclays Bank Delaware, is one of the fastest growing credit card issuers in the United States. Barclays has more than 40 existing card partnerships with some of the most successful travel, entertainment, automotive, educational and financial institutions in the United States including US Airways, AirTran Airways, Frontier Airlines, Midwest Airlines, Carnival Cruise Lines, TiVo, Gulf Oil, Harvard Alumni Association, and UBS among others.

Barclays PLC is one of the world's largest global financial services providers primarily offering banking, investment banking and investment management services. Present in over 60 countries, Barclays is proud to serve over 20 million customers and employ more than 110,500 people worldwide. Barclaycard is one of the largest global credit card companies with 14.9 million credit card customers around the world. For more information about Barclays PLC and its six major divisions, please visit www.barclays.com

Re: What Credit Cards pull Transunion?

Anonymous — Mon, 02 Jul 2007 18:07:42 GMT

WAMU pulled TU for me

Re: What Credit Cards pull Transunion?

MidnightVoice — Mon, 02 Jul 2007 18:09:38 GMT

Starbuckpga wrote:
Heh well I know Barclay's is a UK based credit card company...I live in the US.

So do I. They are now worldwide.

Try also:

whogavemecredit.com

Re: What Credit Cards pull Transunion?

Anonymous — Mon, 02 Jul 2007 18:59:12 GMT

My Osh Kosh Barclays pulled TU. While they seemed like a prime or überprime lender, they gave me a $2500 CL MC when Chase would only give me a $400 CL. Still like Chase, but I like Barclays more.

Barclays has a number of partner cards, 40 as of today, that offer various rewards and benefits from each partner.

https://www.barclaycardus.com/app/ccsite/affiliates/prtnrCoBrandDynamic.jsp

And they reported a new positive TL before I even got the CC--which hopefully arrives soon.

Message Edited by Noah_Bodie on 07-02-2007 11:59 AM

Re: What Credit Cards pull Transunion?

MidnightVoice — Mon, 02 Jul 2007 19:05:14 GMT

I think they USUALLY pull TU, and they seen very prompt in reporting to the CRAs. They reported the card and the CL immediately

For me: Chase, $2000, EQ @670

Barclays $7,500, TU@780

Re: What Credit Cards pull Transunion?

Starbuckpga — Mon, 02 Jul 2007 19:09:58 GMT

Those all look good Noah, but I don't see any cards that would benefit me.

Re: What Credit Cards pull Transunion?

Starbuckpga — Mon, 02 Jul 2007 19:10:58 GMT

Do they have just a standard credit card I can apply for? I have looked all over their website and haven't found anything...lol.

Re: What Credit Cards pull Transunion?

Anonymous — Mon, 02 Jul 2007 20:27:12 GMT

Starbuckpga wrote:
Do they have just a standard credit card I can apply for?

Looks like they just have partner cards. A couple of the gas cards give you added benefits when buying gas, but it looks like only at their stations. Gulf and Getty. Couple of others look like regional Gas N Gos.

If all else, you could apply for one with no annual fee or 0% APR on BTs. The Vegas Card has both, but the 0% APR is only for 6 months. National Park Foundation is for 12 months.

There is also a BT fee so factor that in.

Re: What Credit Cards pull Transunion?

smallfry — Mon, 02 Jul 2007 21:35:14 GMT

@Anonymous wrote:
My Osh Kosh Barclays pulled TU. While they seemed like a prime or überprime lender, they gave me a $2500 CL MC when Chase would only give me a $400 CL. Still like Chase, but I like Barclays more.
Barclays has a number of partner cards, 40 as of today, that offer various rewards and benefits from each partner.
https://www.barclaycardus.com/app/ccsite/affiliates/prtnrCoBrandDynamic.jsp
And they reported a new positive TL before I even got the CC--which hopefully arrives soon.

Message Edited by Noah_Bodie on 07-02-2007 11:59 AM

The card came pretty quickly Noah. Never saw an account post to the CRA's that fast though.

Re: What Credit Cards pull Transunion?

Anonymous — Mon, 02 Jul 2007 21:46:18 GMT

smallfry wrote:

The card came pretty quickly Noah. Never saw an account post to the CRA's that fast though.

Tell me about it. I got an Email saying "We received your request." Another week or 10 days, and I got an Email saying "You are approved". Next day the new TL hit EX. TU and EQ within a couple of days.

Re: What Credit Cards pull Transunion?

MidnightVoice — Mon, 02 Jul 2007 21:50:15 GMT

I have had mine a month, they reported the statement balance the day they posted it on the web site and they have already done a soft pull on TU.

Re: What Credit Cards pull Transunion?

Tuscani — Tue, 03 Jul 2007 00:03:33 GMT

Target

State Farm Bank

Hooters

as always.. YMMV

Re: What Credit Cards pull Transunion?

Anonymous — Wed, 04 Jul 2007 00:57:24 GMT

Noah_Bodie wrote:

My Osh Kosh Barclays pulled TU. While they seemed like a prime or überprime lender, they gave me a $2500 CL MC when Chase would only give me a $400 CL. Still like Chase, but I like Barclays more.

Barclays has a number of partner cards, 40 as of today, that offer various rewards and benefits from each partner.
https://www.barclaycardus.com/app/ccsite/affiliates/prtnrCoBrandDynamic.jsp

And they reported a new positive TL before I even got the CC--which hopefully arrives soon.

What was your TU score at the time? And does anyone know if there is a difference in the score requirements for each partner card? I recently applied for the Carnival card. Got an instant approval, but only $500 limit. My TU score is 624.

I also have had the same experience with this bank reporting the the CB's. I applied on 06/23, they reported the new account about 5 days later...still do not have my card! I'll take the positive tradeline over the card anyway!! :-)

Message Edited by ekuzniar on 07-03-2007 05:57 PM

Message Edited by ekuzniar on 07-03-2007 05:57 PM

Re: What Credit Cards pull Transunion?

Anonymous — Wed, 04 Jul 2007 03:22:15 GMT

LAFCU.com, they're good for cash advances if you ever have an emergency. No cash advance fee and they charge the same low rate. In my case, TU FICO 720 $15K CL. 6 month promo 2.5% rate.

Re: What Credit Cards pull Transunion?

smallfry — Wed, 04 Jul 2007 16:28:41 GMT

@MidnightVoice wrote:
I have had mine a month, they reported the statement balance the day they posted it on the web site and they have already done a soft pull on TU.

Barclays has already done two soft pulls on my reports since I got my Sea Miles card. I've heard quite a few instances over at CB of Barclays closing newly opened accounts and other instances of severe CLD's. One never knows but I have no reason not to believe these posters. I wouldn't want to lose the limit but if they drop me I won't lose any sleep over it.

Re: What Credit Cards pull Transunion?

Anonymous — Wed, 04 Jul 2007 16:32:25 GMT

When I looked into the partner cards, the fine print regarding APR's, etc. states the the offers are only good for such and such time and that "and requires that you maintain your current level of credit performance and that timely payments are received." This is probably the reasons for the soft pulls. To get people who use a sudden jump in score to apply that is not a true reflection of their score.