topic Re: Accurate Credit Scores in Understanding FICO® Scoring

Accurate Credit Scores

waitingforamiracle — Fri, 10 Sep 2010 18:39:42 GMT

Does anybody know of any websites that give accurate or real fico scores for Experian and Transunion? I've only recieved my Equifax score from myfico.com. Thanks.

Re: Accurate Credit Scores

diveforfun97 — Fri, 10 Sep 2010 18:46:32 GMT

myfico.com will give you your FICO for Equifax and Transunion. Experian no longer sell their FICO score to people, just to lenders. Experian allows you to buy the "plus" score which we nickname a FAKO, becasue it has no correlation to the score that lenders use. So in closing to answer you question myfico is the only place that I get mine. Hope it helps.

Re: Accurate Credit Scores

waitingforamiracle — Fri, 10 Sep 2010 18:55:19 GMT

Thanks, how do I access my transunion score from myfico.com?

Re: Accurate Credit Scores

diveforfun97 — Fri, 10 Sep 2010 19:02:38 GMT

When you log in to yur home page you will see where it says Transunion, under that you will see somthing that says Buy todays score (or something like that). Just click on there and follow the steps. I suggust that you google "myfico discount codes" and you might save some money with a promo code. Good luck.

Re: Accurate Credit Scores

llecs — Fri, 10 Sep 2010 20:08:18 GMT

+1 to dive....

The places to get your FICO score are very limited. Other than myFICO.com, you can also get your EQ FICO from Equifax.com (but not from the Credit Complete product) or from your lender. Other than myFICO.com, you can also get your TU FICO from transunioncs.com (note the -cs) and from your lender. Finally, as of last year, Experian no longer allows consumers to pull their own EX FICO score, but you can get it from your lender or on your checking statement if you happen to have a checking account with a CU in PA called PSECU. Any other score from any other source are not FICO scores, but a knock-off we call FAKOs.