https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Karma-two-oddities/m-p/802620#M51811 <P>I can answer number one. CK looks at all inquiries, while FICO looks at only those in the past year. The CRAs keep 2 years of inquiries. FICO ignores everything past a year.</P> Sun, 19 Dec 2010 22:28:35 GMT Anonymous 2010-12-19T22:28:35Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Karma-two-oddities/m-p/802578#M51810 <P>1.&nbsp; It tells me i have an inq on my account.&nbsp; I do, but it is 18 months old!</P><P>&nbsp;</P><P>2&nbsp; It says my "Average Age of Open Accounts" is low - it is, but previously it looked at average age of ALL acounts.</P><P>&nbsp;</P><P>Just odd</P> Sun, 19 Dec 2010 21:09:28 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Karma-two-oddities/m-p/802578#M51810 MidnightVoice 2010-12-19T21:09:28Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Karma-two-oddities/m-p/802620#M51811 <P>I can answer number one. CK looks at all inquiries, while FICO looks at only those in the past year. The CRAs keep 2 years of inquiries. FICO ignores everything past a year.</P> Sun, 19 Dec 2010 22:28:35 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Karma-two-oddities/m-p/802620#M51811 Anonymous 2010-12-19T22:28:35Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Karma-two-oddities/m-p/802656#M51812 <P>True Credit lists INQs that are 2 years old.&nbsp; IMHO would ignore any comment made by a credit monitoring service that provides FAKO scores.</P> Sun, 19 Dec 2010 23:03:22 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Karma-two-oddities/m-p/802656#M51812 marty56 2010-12-19T23:03:22Z