topic Re: 3 negative accounts removed in Understanding FICO® Scoring

3 negative accounts removed

CredHead — Thu, 10 Mar 2011 00:37:15 GMT

Recently had 3 negative accounts deleted, do you think I'll notice a difference in score with 3 negatives still reporting. My scores are mid 500s

Re: 3 negative accounts removed

BundiFan — Sun, 13 Mar 2011 11:33:29 GMT

you should see a small increase I had 1 collection removed out of the 5 i have left and saw a 10 point jump.

Re: 3 negative accounts removed

debtoranon — Mon, 14 Mar 2011 02:44:34 GMT

A collection that was so old it had cobwebs fell off last week and cause EQ to go up 15 points. HTH!

Re: 3 negative accounts removed

the_jan_b — Mon, 14 Mar 2011 14:36:23 GMT

Recently have a negative removed (that wasn't even mine!); don't know if my score changed, will be checking later, though...

Re: 3 negative accounts removed

laz98 — Mon, 14 Mar 2011 22:09:44 GMT

@debtoranon wrote:
A collection that was so old it had cobwebs fell off last week and cause EQ to go up 15 points. HTH!

ROFLMAO!!! that is too funny!!!

OP, i definitely think your score will go up. i had the smaller of 2 ancient collections on my experian report drop off at the end of february, & my score went up 32 points! good luck!

Re: 3 negative accounts removed

gamegrrl — Wed, 16 Mar 2011 18:32:53 GMT

I had my one and only collection deleted from TransUnion on 3/7, and I got a 9 point point increase on my TU score.

For some reason, the deletion never "took" on Equifax, and today I finally decided to dispute it. I would hope that I'll get a bump on my EQ report, as well.

Re: 3 negative accounts removed

Anonymous — Sun, 20 Mar 2011 21:59:03 GMT

@CredHead wrote:
Recently had 3 negative accounts deleted, do you think I'll notice a difference in score with 3 negatives still reporting. My scores are mid 500s

What type of "negative accounts" and how old were they?