topic Re: Quizzle and Credit Karma in Understanding FICO® Scoring

Quizzle and Credit Karma

Anonymous — Sun, 08 May 2011 22:45:07 GMT

I checked both scores, and the info on the reports are identical. Would you consider the 2 scores 679 on Quizzle and 662 on Credit karma to be a somewhat realistic idea of my true score?

Re: Quizzle and Credit Karma

llecs — Sun, 08 May 2011 22:52:58 GMT

IMO, no.

Re: Quizzle and Credit Karma

MarineVietVet — Mon, 09 May 2011 01:25:21 GMT

I have to agree with llecs. There is simply no correlation and no way to compare non-FICO (FAKO) scores to FICO scores. There are times when a FAKO score might be very close to a FICO but that is strictly coincidence.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Re: Quizzle and Credit Karma

JonStur — Wed, 11 May 2011 09:51:30 GMT

There is absolutely no way to tell whether their scores are in line with FICO's. Sites like those are more useful for keeping track of what's on your report, your utilization, inqs. and factors you can control that will impact your real FICO score.

Re: Quizzle and Credit Karma

Anonymous — Tue, 17 May 2011 23:32:57 GMT

I have no idea either. I just checked my Experian quizzle score tonight and it says it is 674. Credit Karma has me at 605 score on Transunion. I wish it was really that in terms of FICO but it is hard to know for sure. I need to get updated reports here for my Transunion and Equifax reports soon to compare.

Re: Quizzle and Credit Karma

Anonymous — Fri, 27 May 2011 18:19:43 GMT

@MarineVietVet wrote:
I have to agree with llecs. There is simply no correlation and no way to compare non-FICO (FAKO) scores to FICO scores. There are times when a FAKO score might be very close to a FICO but that is strictly coincidence.

This. there's no rhyme or reason with FAKO's. They could be 1 point or 100 points in either direction on any given day.

Re: Quizzle and Credit Karma

Anonymous — Sat, 28 May 2011 10:51:35 GMT

I checked Credit Karma score yesterday after pulling my TU report; my TU score is 709 and Credit Karma is 634. Can't compare, but it is still a good way to find out if any changes have occurred with your credit report.

Re: Quizzle and Credit Karma

Anonymous — Sun, 29 May 2011 01:06:46 GMT

BINGO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

that is exactly how you should use these services.