topic Re: An 849 Auto Score in Understanding FICO® Scoring

An 849 Auto Score

Tuscani — Sat, 23 Jun 2007 14:24:55 GMT

Thought you all would find this interesting.

Re: An 849 Auto Score

MercyMe — Sat, 23 Jun 2007 14:36:58 GMT

Hummm ... now I know this can't be YOURS. You're not old enough to have a tradeline that dates back to 1974!!! Not unless you established your credit at age what? 2? If it is YOU, well, what can I say but that you carry your age very well -- and that you must have, most certainly, robbed the cradle!

:-me

Message Edited by MercyMe on 06-23-2007 07:36 AM

Re: An 849 Auto Score

Tuscani — Sat, 23 Jun 2007 15:18:49 GMT

Not me.

Re: An 849 Auto Score

Anonymous — Sat, 23 Jun 2007 16:35:36 GMT

Really COOL!

Re: An 849 Auto Score

Anonymous — Sun, 24 Jun 2007 00:45:02 GMT

What credit scoring system is being utilized? I know of several auto scoring systems that range up to 1000.

Re: An 849 Auto Score

Tuscani — Sun, 24 Jun 2007 01:28:47 GMT

Captain_Marvel wrote:

What credit scoring system is being utilized? I know of several auto scoring systems that range up to 1000.

Fair Isaac Auto Industry Option.. max score is 900.

Re: An 849 Auto Score

Anonymous — Sun, 24 Jun 2007 01:55:04 GMT

Very interesting:

22 revolving accounts with $800 balance

This person knows the game well.

Message Edited by Timothy on 06-23-2007 06:55 PM

Re: An 849 Auto Score

Anonymous — Mon, 25 Jun 2007 21:09:22 GMT

The score sets Beacon 96, FICO II and Empirica 98 are all old score sets. For example I thought Equifax stopped supporting Beacon 96 two years ago and now only supports Beacon 5.0 and Pinnacle 2.0 ( Next gen V2) with a few still using Pinnacle 1.0 ( the unpopular Next Gen 1.0)

When score sets are purchased what sets are received , classic or Next Gen?

Re: An 849 Auto Score

Anonymous — Tue, 26 Jun 2007 03:20:59 GMT

@Tuscani wrote:
Fair Isaac Auto Industry Option.. max score is 900.

If they are an 849 Auto with a cap of 900, can that be comparable to an 799 regular FICO score?