topic FICO vs "FAKO" in Understanding FICO® Scoring

FICO vs "FAKO"

Anonymous — Wed, 04 Apr 2007 04:09:15 GMT

Okay, I signed up for a service that I believe just "generalizes" about what my score is from information from the 3 credit agencies instead of what my "true" score is. Is this score typically lower or higher than the actual FICO score? Is "True Credit" (another credit reporting site) more accurate? What is the most accurate? And is this other form of coming up with a FICO score really called a "FAKO" score, or is this just a nickname for it?

Thanks.

No relation, and no way to predict what your FICO is from...

Anonymous — Wed, 04 Apr 2007 05:06:45 GMT

No relation, and no way to predict what your FICO is from your FAKO. Sometimes higher, sometimes lower. You can't even predict if your FICO went up or down through FAKO.

Generally the direction your FAKO takes will be the same...

Anonymous — Wed, 04 Apr 2007 16:35:17 GMT

Generally the direction your FAKO takes will be the same direction your FICO takes.