topic Re: More Impressive? in Understanding FICO® Scoring

More Impressive?

Anonymous — Mon, 14 Nov 2011 01:14:46 GMT

Impressive may not be the right word, but which is more amazing (again, probably not the best word) to you, a 300 or an 850? Those of us doing all we can to get our scores up already know how difficult it would be to ever reach 850, but I'm curious how "difficult" it is, or, in other words, how many BKs and other negatives would be necessary to be all the way down at 300?

Has anyone here ever reached 850? 300?

Re: More Impressive?

Booner72 — Mon, 14 Nov 2011 22:29:41 GMT

I've seen posters with 800+ in their signatures, but in all my thousands and thousands of minutes being online here, I don't think I've read of anyone with a 300-something score. I would be pretty impressed by that. Maybe those with 300 scores don't care about their FICO and don't find this website? As is those with 800 (my dad), they probably don't have to worry about their score so they aren't concerned enough to go searching about it.

Re: More Impressive?

Anonymous — Tue, 15 Nov 2011 03:19:50 GMT

@Booner72 wrote:
I've seen posters with 800+ in their signatures, but in all my thousands and thousands of minutes being online here, I don't think I've read of anyone with a 300-something score. I would be pretty impressed by that. Maybe those with 300 scores don't care about their FICO and don't find this website? As is those with 800 (my dad), they probably don't have to worry about their score so they aren't concerned enough to go searching about it.

Yea, I'd imagine it would be very hard to get down to the 300's. You would have to ruin every single one of your current TLs because you surely wouldn't be able to get any new ones once you're down below 500.

Re: More Impressive?

laz98 — Tue, 15 Nov 2011 04:54:28 GMT

@Anonymous wrote:

Yea, I'd imagine it would be very hard to get down to the 300's. You would have to ruin every single one of your current TLs because you surely wouldn't be able to get any new ones once you're down below 500.

it must take more than that because my sister has nothing but negatives on her reports, about 30 or so, & she STILL has scores around 450. now THAT is amazing.

Re: More Impressive?

Anonymous — Tue, 15 Nov 2011 22:55:38 GMT

@laz98 wrote:
@Anonymous wrote:

Yea, I'd imagine it would be very hard to get down to the 300's. You would have to ruin every single one of your current TLs because you surely wouldn't be able to get any new ones once you're down below 500.
it must take more than that because my sister has nothing but negatives on her reports, about 30 or so, & she STILL has scores around 450. now THAT is amazing.

If life were a video game I would make a new character and try to get a CR in the 300's.

Re: More Impressive?

Booner72 — Wed, 16 Nov 2011 00:33:27 GMT

I'd play that video game.