https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/640-score/m-p/1121316#M58901 <P>Thank you for the info</P> Sun, 18 Dec 2011 16:50:30 GMT hoppermech 2011-12-18T16:50:30Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/640-score/m-p/1115568#M58814 <P>Last Month I applied for a signature loan and was denied but a couple weeks later I received a letter stating that the CRA that they went thru was experience and that my credit score was 640, is that an actual score and would it be the same numbers if I applied for a home loan</P> Wed, 14 Dec 2011 16:53:08 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/640-score/m-p/1115568#M58814 hoppermech 2011-12-14T16:53:08Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/640-score/m-p/1115704#M58816 <P>It depends. While some lenders use a Classic FICO like what mortgage lenders use, some could be using an installment-enhanced FICO that weighs your past loan experience. It might be worth asking them to be sure.</P> Wed, 14 Dec 2011 18:12:02 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/640-score/m-p/1115704#M58816 llecs 2011-12-14T18:12:02Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/640-score/m-p/1121316#M58901 <P>Thank you for the info</P> Sun, 18 Dec 2011 16:50:30 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/640-score/m-p/1121316#M58901 hoppermech 2011-12-18T16:50:30Z