topic Re: any legit catalog CC cards ??? in Understanding FICO® Scoring

any legit catalog CC cards ???

serenity72 — Sun, 01 Jul 2007 16:31:38 GMT

Thinking about getting a catalog CC card. Just looking for a legit one. My credit score is 507. Does anyone know of any legit one? Seems everytime I get one of these they end of being not legit. TY

Re: any legit catalog CC cards ???

Anonymous — Sun, 01 Jul 2007 21:43:14 GMT

Fingerhut is legit....but don't know if they will approve on that score.

Re: any legit catalog CC cards ???

Anonymous — Mon, 02 Jul 2007 02:39:52 GMT

Fingerhut's pricing seems almost predatory. However, more importantly, ripoffreport has 15 pages, 428 complaints, about Fingerhut. I say stay clear.

http://www.ripoffreport.com/searchresults.asp?q1=ALL&q4=&q6=&q3=&q2=&q7=&searchtype=0&submit2=Search%21&q5=fingerhut&Search=Search

Message Edited by Noah_Bodie on 07-01-2007 07:39 PM

Re: any legit catalog CC cards ???

Anonymous — Mon, 02 Jul 2007 02:41:44 GMT

fingerhut is a scam...but they do seem to report fast and accurately. they gave me a lousy 135 dollar credit limit a few years ago when i was in the low 500's.

Re: any legit catalog CC cards ???

serenity72 — Mon, 02 Jul 2007 02:45:59 GMT

Ok so your credit score may go up with them? I do owe them money. So I am not sure if I could get credit again or if I would now.

Re: any legit catalog CC cards ???

Anonymous — Mon, 02 Jul 2007 02:54:41 GMT

fingerhut will sometimes give you credit even if you screwed them four or five years back. i got the 135 credit from them a couple years ago and had a 5 year old midland credit mgmt 300 dollar collection account with fingerhut as oc.

Re: any legit catalog CC cards ???

serenity72 — Mon, 02 Jul 2007 15:21:23 GMT

Ty

Message Edited by serenity72 on 07-02-2007 08:21 AM

Re: any legit catalog CC cards ???

chartley3 — Mon, 02 Jul 2007 18:19:12 GMT

I would work on your score and get a JC Penney card. I have seen posted by others that they got approved with scores in the mid 500s

Re: any legit catalog CC cards ???

serenity72 — Mon, 02 Jul 2007 20:33:24 GMT

ty chartley! I will do that instead.