topic Re: Where does everyone check their Experian Fico Score? in Understanding FICO® Scoring

Where does everyone check their Experian Fico Score?

phrza81 — Fri, 24 Feb 2012 20:09:17 GMT

Hi Guys,

What site does everyone use to check Experian Fico score and report? I want to see the real FICO score not a FAKO. Any suggestions will be very greatfull!!!

Re: Where does everyone check their Experian Fico Score?

llecs — Fri, 24 Feb 2012 20:50:50 GMT

Unfortunately the list is super-short. Experian blocked access to your own FICO score about 3 years ago and that's why you can't pull it anywhere, however, lenders still have access to it.

The only place you can buy your EX FICO is from your lender, and often at the cost of an inquiry. There are some CUs that use Experian and do provide your EX FICO as benefit for being a member. The only ongoing, monthly service out there that offers any sort of regularity is through a CU in PA called PSECU. Outside of that there are a small number of CUs accross the country (mostly in the West) that offer your EX FICO if you ask them. They'll pull your report and review the FICO with you every year or so as a benefit. Check with your local CU to see if they pull EX and if so, they might provide this service.

Re: Where does everyone check their Experian Fico Score?

MattH — Sat, 25 Feb 2012 02:17:28 GMT

Unfortunately a while back Experian decided to stop letting myfico sell their scores to consumers, apparently because they wanted to push their FAKO scores. If you work for the State of PA, or for some other public employers there (like teaching at a public school) or are an alum of a PA college, then you can join a credit union that provides EX FICO scores. Otherwise to the best of my knowledge you are out of luck, though I've seen some discussion here of a new website, yet to launch, that supposedly will offer FICOs from all three.