topic Re: wamu question in Understanding FICO® Scoring

wamu question

Anonymous — Mon, 02 Jul 2007 23:04:56 GMT

Wamu credit card- I am currently authorized user

Question: spoke with representtative from wamu they say that there is no way to add join account holder is that true?

Wamu- they dont increase credit limit per customer request just periodically review credit report

question: Is that true ?

question:
Witch credit card company didn't accept joint account holder? I mean if someone want to be a joint card holder to existed credit card

Re: wamu question

MidnightVoice — Mon, 02 Jul 2007 23:06:26 GMT

I have added my wife to a Credit Union Visa and a Chase visa, no problem. And she has added me to a store card, no problem.

Re: wamu question

fused — Mon, 02 Jul 2007 23:28:33 GMT

MidnightVoice wrote:
I have added my wife to a Credit Union Visa and a Chase visa, no problem. And she has added me to a store card, no problem.

Are the CRAs reporting the entire TL history for the newly applied joint account holder just as it does with AU TLs?

Re: wamu question

Anonymous — Mon, 02 Jul 2007 23:31:06 GMT

Midnight Voice, What were your wifes scores when she was added to your Chase Visa. My husband is adding me to his Chase and just wanted to find out other peoples scores. Thanks

Re: wamu question

MidnightVoice — Mon, 02 Jul 2007 23:31:10 GMT

fused111 wrote:

MidnightVoice wrote:
I have added my wife to a Credit Union Visa and a Chase visa, no problem. And she has added me to a store card, no problem.

Are the CRAs reporting the entire TL history for the newly applied joint account holder just as it does with AU TLs?

The check is in the mail........

I don't know yet. I want everything to hit and then I will be pulling full CRs to see what is what.

Re: wamu question

Anonymous — Tue, 03 Jul 2007 03:21:20 GMT

ctnbpl wrote:
Wamu credit card- I am currently authorized user
Question: spoke with representtative from wamu they say that there is no way to add join account holder is that true?
They allow 1 AU- and it does not report as an AU.

Wamu- they dont increase credit limit per customer request just periodically review credit report
question: Is that true ?
Yes
question:
Witch credit card company didn't accept joint account holder? I mean if someone want to be a joint card holder to existed credit card