topic Re: 82 point FACO jump. in Understanding FICO® Scoring

82 point FACO jump.

tcbofade — Tue, 03 Apr 2012 13:52:21 GMT

82 point FAKO jump on Experian.

Historically, BofA's FICO is about 20 points higher than the FAKO that I get...

I'm very tempted to push the app button.....

Re: 82 point FACO jump.

pizzadude — Tue, 03 Apr 2012 14:31:34 GMT

@tcbofade wrote:
82 point FAKO jump on Experian.

Historically, BofA's FICO is about 20 points higher than the FAKO that I get...

I'm very tempted to push the app button.....

Wow ! Do you have any idea what might have caused such a large increase ?? I'm always hesitant to attempt to correlate a FAKO score jump to a FICO jump unless I know for certain what has changed on my reports.....

Re: 82 point FACO jump.

tcbofade — Tue, 03 Apr 2012 18:49:43 GMT

Yes, I do.

Long standing argument with a former cable company....disputed it again, and EX removed it...it was my only baddie.

Now all three of my CR's are completely clean.

(My util still sucks, and I've got WAY too many inq's....but NO dings....)

Re: 82 point FACO jump.

pizzadude — Tue, 03 Apr 2012 18:58:07 GMT

Cool ~ that's great that your reports are clean, now you just need to work on your utilization....Hopefully you will see a nice FICO score boost as well.