Score Increase after 30 days?

Anonymous — Wed, 23 May 2012 19:06:03 GMT

Hey I have done some rebuilding to my credit, and didn't get quite the jump I was hoping for. Is there any way that after 30 days of these things being reported my score will increase more? Here is what I did:

Chase 2 accounts marked as "settled" deleted

Fidelity Collection account PFD (deleted)

Robbins Bros(OC from Fidelity collection) Changed to paid in full on time

Added as a joint account holder for Chase CC open 2009, 10,000 credit line No balance No lates

HSBC 2 accounts were basically maxed out $300 limit paid down to $0 ( I am going to charge $10 and let that report this month) No lates ever

First National CC Paid down to $15 300 limit No lates ever

Capitol One paid down to $25 500 limit no lates

I also have an open car loan and student loans

My DEROGS that are still there are:

Citi Financial $2500

Citi Bank $2000

Capio $1200

Midland $2700

These have not been paid, and are from 2009/2010, except the Midland just was purchased and added to my account in March 2012.

I do have late payments from 2007-2009 on a few accounts, and 2 accounts that were settled for less than owed after charge off. They won't delete.

The score estimator put me between 607-640, but my scores are under 600. Can I get my score above 600 with the accounts as listed above??

Advice??

Re: Score Increase after 30 days?

RobertEG — Thu, 24 May 2012 23:54:18 GMT

When you say "deleted," do you mean the entire account, or just the derog?

Re: Score Increase after 30 days?

Anonymous — Fri, 25 May 2012 01:55:33 GMT

The entire account on 3 of them and all negative info on the robbins bros.

topic Re: Score Increase after 30 days? in Understanding FICO® Scoring

Score Increase after 30 days?

Re: Score Increase after 30 days?

Re: Score Increase after 30 days?