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    <title>topic Re: YIKES! 39 point decrease! in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/YIKES-39-point-decrease/m-p/1493222#M64985</link>
    <description>&lt;P&gt;Man that's huge, you might want to double check if someting else didn't show up.&lt;/P&gt;</description>
    <pubDate>Sun, 15 Jul 2012 08:13:25 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2012-07-15T08:13:25Z</dc:date>
    <item>
      <title>YIKES! 39 point decrease!</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/YIKES-39-point-decrease/m-p/1492820#M64982</link>
      <description>&lt;P&gt;Just got my updated score from Eq and it dropped 39 points from last month! I expected a decrease due to 2 new inquiries plus an increase of Util by 6%, but not expecting that much! Hopefully after Im done gardening for 11 more months it will be back up&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 14 Jul 2012 23:52:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/YIKES-39-point-decrease/m-p/1492820#M64982</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-07-14T23:52:18Z</dc:date>
    </item>
    <item>
      <title>Re: YIKES! 39 point decrease!</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/YIKES-39-point-decrease/m-p/1493138#M64983</link>
      <description>&lt;P&gt;Gosh dang that was a pretty hard hit indeed but yes I'm sure after a couple months it will start to creep upwards again a little at a time and in 11 months for sure it will recover!&lt;/P&gt;</description>
      <pubDate>Sun, 15 Jul 2012 06:02:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/YIKES-39-point-decrease/m-p/1493138#M64983</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-07-15T06:02:37Z</dc:date>
    </item>
    <item>
      <title>Re: YIKES! 39 point decrease!</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/YIKES-39-point-decrease/m-p/1493188#M64984</link>
      <description>&lt;P&gt;Were there any new accounts associated with the inquiries?&lt;/P&gt;</description>
      <pubDate>Sun, 15 Jul 2012 06:40:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/YIKES-39-point-decrease/m-p/1493188#M64984</guid>
      <dc:creator>llecs</dc:creator>
      <dc:date>2012-07-15T06:40:57Z</dc:date>
    </item>
    <item>
      <title>Re: YIKES! 39 point decrease!</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/YIKES-39-point-decrease/m-p/1493222#M64985</link>
      <description>&lt;P&gt;Man that's huge, you might want to double check if someting else didn't show up.&lt;/P&gt;</description>
      <pubDate>Sun, 15 Jul 2012 08:13:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/YIKES-39-point-decrease/m-p/1493222#M64985</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-07-15T08:13:25Z</dc:date>
    </item>
    <item>
      <title>Re: YIKES! 39 point decrease!</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/YIKES-39-point-decrease/m-p/1493546#M64992</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/46917"&gt;@llecs&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Were there any new accounts associated with the inquiries?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;yeah, both inq were for new cards (dicover more and Zync) so im sure some of it has to due with a decrease AAoA as well&lt;/P&gt;</description>
      <pubDate>Sun, 15 Jul 2012 16:39:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/YIKES-39-point-decrease/m-p/1493546#M64992</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-07-15T16:39:50Z</dc:date>
    </item>
    <item>
      <title>Re: YIKES! 39 point decrease!</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/YIKES-39-point-decrease/m-p/1495806#M65012</link>
      <description>&lt;P&gt;Wow- that is huge! &amp;nbsp;Maybe you should make sure nothing really bad hit you, like a collection.&lt;/P&gt;</description>
      <pubDate>Mon, 16 Jul 2012 22:55:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/YIKES-39-point-decrease/m-p/1495806#M65012</guid>
      <dc:creator>crunching_numbers</dc:creator>
      <dc:date>2012-07-16T22:55:30Z</dc:date>
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