topic Re: Inquiry appears twice in Understanding FICO® Scoring

Inquiry appears twice

EaglesFan2006 — Mon, 03 Dec 2012 00:55:01 GMT

Oddly I have the same inquiry appearing twice on at least one credit report. They are listed 1 day apart, but I'm 10 percent certain that it should be one inquiry. Is there any recourse I have to get this fixed?

Re: Inquiry appears twice

Shogun — Mon, 03 Dec 2012 02:07:27 GMT

Trying to understand, so you're 90% sure it shouldn't be one inquiry?

Re: Inquiry appears twice

EaglesFan2006 — Mon, 03 Dec 2012 03:24:07 GMT

No it should be one inquiry ... But it shows up as two

Re: Inquiry appears twice

llecs — Mon, 03 Dec 2012 03:30:44 GMT

I take it that it's from the same creditor? What kind of inquiry is it (CC, auto, mortgage, etc)? Is there anything that could have triggered the second inquiry like asking for a CLI or applying for a second credit product?

Re: Inquiry appears twice

EaglesFan2006 — Mon, 03 Dec 2012 03:47:54 GMT

Yep same creditor. It was a cc. As far as I know nothing could've triggered a second inq. I never asked for anything additional

Re: Inquiry appears twice

llecs — Mon, 03 Dec 2012 04:11:09 GMT

I'd call them and ask them if they will remove the dupe.

Re: Inquiry appears twice

EaglesFan2006 — Mon, 03 Dec 2012 04:59:42 GMT

Should I call the CRA, or the creditor?

Re: Inquiry appears twice

llecs — Mon, 03 Dec 2012 05:33:36 GMT

The creditor.