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    <title>topic Re: Credit score calculator? in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1739746#M67794</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/506176"&gt;@distantarray&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I tried this and it was pretty accurate for me, gotta say I'm impressed lol found it on Nissan's website since I was playing with the idea of a Nissan Altima 2013&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A target="_blank" href="http://cua32514web002.blackbookinformation.com/EZCredit/ca_Questionnaire1.aspx?lcdealer=970200&amp;amp;vLead=2&amp;amp;vTheme=2&amp;amp;vProgID=5&amp;amp;verID=12&amp;amp;profileID=23173&amp;amp;pkgID=18&amp;amp;vms=True&amp;amp;mobile=False&amp;amp;dealerid=970200&amp;amp;tool=payment_estimator.estimate_credit_score.link&amp;amp;QuestionnaireVersionId=3&amp;amp;lcTransid=918039430"&gt;http://cua32514web002.blackbookinformation.com/EZCredit/ca_Questionnaire1.aspx?lcdealer=970200&amp;amp;vLead=2&amp;amp;vTheme=2&amp;amp;vProgID=5&amp;amp;verID=12&amp;amp;profileID=23173&amp;amp;pkgID=18&amp;amp;vms=True&amp;amp;mobile=False&amp;amp;dealerid=970200&amp;amp;tool=payment_estimator.estimate_credit_score.link&amp;amp;QuestionnaireVersionId=3&amp;amp;lcTransid=918039430&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;This link was meant for you.&amp;nbsp; Is there a direct link to try our information?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Sat, 08 Dec 2012 13:50:56 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2012-12-08T13:50:56Z</dc:date>
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      <title>Credit score calculator?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1739462#M67793</link>
      <description>&lt;P&gt;I tried this and it was pretty accurate for me, gotta say I'm impressed lol found it on Nissan's website since I was playing with the idea of a Nissan Altima 2013&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A target="_blank" href="http://cua32514web002.blackbookinformation.com/EZCredit/ca_Questionnaire1.aspx?lcdealer=970200&amp;amp;vLead=2&amp;amp;vTheme=2&amp;amp;vProgID=5&amp;amp;verID=12&amp;amp;profileID=23173&amp;amp;pkgID=18&amp;amp;vms=True&amp;amp;mobile=False&amp;amp;dealerid=970200&amp;amp;tool=payment_estimator.estimate_credit_score.link&amp;amp;QuestionnaireVersionId=3&amp;amp;lcTransid=918039430"&gt;http://cua32514web002.blackbookinformation.com/EZCredit/ca_Questionnaire1.aspx?lcdealer=970200&amp;amp;vLead=2&amp;amp;vTheme=2&amp;amp;vProgID=5&amp;amp;verID=12&amp;amp;profileID=23173&amp;amp;pkgID=18&amp;amp;vms=True&amp;amp;mobile=False&amp;amp;dealerid=970200&amp;amp;tool=payment_estimator.estimate_credit_score.link&amp;amp;QuestionnaireVersionId=3&amp;amp;lcTransid=918039430&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 08 Dec 2012 04:45:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1739462#M67793</guid>
      <dc:creator>distantarray</dc:creator>
      <dc:date>2012-12-08T04:45:56Z</dc:date>
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    <item>
      <title>Re: Credit score calculator?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1739746#M67794</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/506176"&gt;@distantarray&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I tried this and it was pretty accurate for me, gotta say I'm impressed lol found it on Nissan's website since I was playing with the idea of a Nissan Altima 2013&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A target="_blank" href="http://cua32514web002.blackbookinformation.com/EZCredit/ca_Questionnaire1.aspx?lcdealer=970200&amp;amp;vLead=2&amp;amp;vTheme=2&amp;amp;vProgID=5&amp;amp;verID=12&amp;amp;profileID=23173&amp;amp;pkgID=18&amp;amp;vms=True&amp;amp;mobile=False&amp;amp;dealerid=970200&amp;amp;tool=payment_estimator.estimate_credit_score.link&amp;amp;QuestionnaireVersionId=3&amp;amp;lcTransid=918039430"&gt;http://cua32514web002.blackbookinformation.com/EZCredit/ca_Questionnaire1.aspx?lcdealer=970200&amp;amp;vLead=2&amp;amp;vTheme=2&amp;amp;vProgID=5&amp;amp;verID=12&amp;amp;profileID=23173&amp;amp;pkgID=18&amp;amp;vms=True&amp;amp;mobile=False&amp;amp;dealerid=970200&amp;amp;tool=payment_estimator.estimate_credit_score.link&amp;amp;QuestionnaireVersionId=3&amp;amp;lcTransid=918039430&lt;/A&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;This link was meant for you.&amp;nbsp; Is there a direct link to try our information?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 08 Dec 2012 13:50:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1739746#M67794</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-12-08T13:50:56Z</dc:date>
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      <title>Re: Credit score calculator?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1739752#M67795</link>
      <description>&lt;P&gt;&lt;A target="_blank" href="http://www.nissanusa.com/buildyournissan/paymentEstimator/calculate?modelLineCode=ALT&amp;amp;tool=regional.paymentestimator&amp;amp;lsrc=181&amp;amp;zipCode=34238&amp;amp;e48=TAM539"&gt;http://www.nissanusa.com/buildyournissan/paymentEstimator/calculate?modelLineCode=ALT&amp;amp;tool=regional.paymentestimator&amp;amp;lsrc=181&amp;amp;zipCode=34238&amp;amp;e48=TAM539&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;opps that should work i think click the blackbook calculator link on the left&lt;/P&gt;</description>
      <pubDate>Sat, 08 Dec 2012 14:10:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1739752#M67795</guid>
      <dc:creator>distantarray</dc:creator>
      <dc:date>2012-12-08T14:10:32Z</dc:date>
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    <item>
      <title>Re: Credit score calculator?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1739756#M67796</link>
      <description>&lt;P&gt;I hate websites that take my directly to the home page of their mobile site, tenfold when I'm on my iPad&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 08 Dec 2012 14:12:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1739756#M67796</guid>
      <dc:creator>Jutz</dc:creator>
      <dc:date>2012-12-08T14:12:13Z</dc:date>
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    <item>
      <title>Re: Credit score calculator?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1739762#M67797</link>
      <description>&lt;P&gt;lol if it wasn't for mobile sites I would use my tablets more&lt;/P&gt;</description>
      <pubDate>Sat, 08 Dec 2012 14:17:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1739762#M67797</guid>
      <dc:creator>distantarray</dc:creator>
      <dc:date>2012-12-08T14:17:49Z</dc:date>
    </item>
    <item>
      <title>Re: Credit score calculator?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1739764#M67798</link>
      <description>&lt;A target="_blank" href="http://www.blackbookcreditscore.com/score-estimator.html"&gt;http://www.blackbookcreditscore.com/score-estimator.html&lt;/A&gt;&lt;BR /&gt;&lt;BR /&gt;Mine was on it too...,said between 629-679&lt;BR /&gt;&lt;BR /&gt;Mine is now a 662....it dropped from 670 due to my loans consolidating I think and those lines closing....maybe a balance increase. My overall util is under 2%&lt;BR /&gt;&lt;BR /&gt;TU is 682 and Ex is 689....so they r a bit off on those two</description>
      <pubDate>Sat, 08 Dec 2012 14:18:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1739764#M67798</guid>
      <dc:creator>Sparkz1920</dc:creator>
      <dc:date>2012-12-08T14:18:07Z</dc:date>
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    <item>
      <title>Re: Credit score calculator?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1739836#M67799</link>
      <description>Thanks for the link, it was fun :-). Idk if its accurate, need to pull my real ficos from here...waiting til after da 18th when my payoffs post. i'll post back</description>
      <pubDate>Sat, 08 Dec 2012 16:21:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1739836#M67799</guid>
      <dc:creator>shorrttyycm1</dc:creator>
      <dc:date>2012-12-08T16:21:55Z</dc:date>
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    <item>
      <title>Re: Credit score calculator?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1741386#M67801</link>
      <description>&lt;P&gt;Have you tried myFICO's own &lt;A target="_blank" title="http://www.myfico.com/FICOCreditScoreEstimator/Estimator.aspx" href="http://www.myfico.com/FICOCreditScoreEstimator/Estimator.aspx"&gt;FICO® Score Estimator&lt;/A&gt;? (Not to be confused with the FICO® Score Simulator in &lt;A target="_blank" title="http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Score-Watch-Guide/m-p/603543#M5929" href="https://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Score-Watch-Guide/m-p/603543#M5929"&gt;Score Watch&lt;/A&gt;.) You can learn a lot from playing with various scenarios. Whenever anyone approaches the Understanding FICO® Scoring forum by asking for an estimate of their situation, making a simple reference to the Estimator may well be the most rewarding answer that can be given.&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I spent a minute with the Estimator entering such stuff as a nine month old 90 day late and a two year old bankruptcy. The Estimator indicated a score range of 630-680, while my own &lt;A target="_blank" title="http://ficoforums.myfico.com/t5/General-Credit-Topics/I-need-some-advice-on-a-plan-of-attack/m-p/773026#M146740" href="https://ficoforums.myfico.com/t5/General-Credit-Topics/I-need-some-advice-on-a-plan-of-attack/m-p/773026#M146740"&gt;little&lt;/A&gt; &lt;A target="_blank" title="http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/MyFico-Score-Calculator/m-p/730476#M49467" href="https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/MyFico-Score-Calculator/m-p/730476#M49467"&gt;meat grinder&lt;/A&gt;, a &lt;A target="_blank" title="http://ficoforums.myfico.com/t5/General-Credit-Topics/A-quot-what-if-quot-simulator-that-can-delete-negatives-Anyone/m-p/1221543#M158748" href="https://ficoforums.myfico.com/t5/General-Credit-Topics/A-quot-what-if-quot-simulator-that-can-delete-negatives-Anyone/m-p/1221543#M158748"&gt;toy&lt;/A&gt; &lt;A target="_blank" title="http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Authorized-Users-and-Credit-Scoring/m-p/1180835#M59865" href="https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Authorized-Users-and-Credit-Scoring/m-p/1180835#M59865"&gt;approximator&lt;/A&gt; if you will, of a script came up with 657, comfortably in the middle. I find this amusing as the world below the median FICO score is next to unknown to me. Much of what I have picked up is that the single worst baddie, in character and in recency, overshadows most remaining of the sort. The lesson to be learned is not to deplete, if at all possible. &lt;A target="_blank" title="http://ficoforums.myfico.com/t5/General-Credit-Topics/Never-Be-Late-Ever/m-p/25660#M18387" href="https://ficoforums.myfico.com/t5/General-Credit-Topics/Never-Be-Late-Ever/m-p/25660#M18387"&gt;Never Be Late, Ever.&lt;/A&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 15 Dec 2012 14:44:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1741386#M67801</guid>
      <dc:creator>vanillabean</dc:creator>
      <dc:date>2012-12-15T14:44:26Z</dc:date>
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    <item>
      <title>Re: Credit score calculator?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1741554#M67806</link>
      <description>&lt;P&gt;&lt;A target="_blank" href="http://www.myfico.com/FICOCreditScoreEstimator/Estimator.aspx"&gt;http://www.myfico.com/FICOCreditScoreEstimator/Estimator.aspx&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;is much better nissan calculator ask your name mail bla bla at the end why thet do not mention it at the begining and spend your time &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 09 Dec 2012 19:51:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-score-calculator/m-p/1741554#M67806</guid>
      <dc:creator>mustangy</dc:creator>
      <dc:date>2012-12-09T19:51:22Z</dc:date>
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