topic Re: "Go Score" from Merrick Bank site in Understanding FICO® Scoring

"Go Score" from Merrick Bank site

dodgerslv — Sat, 01 Dec 2012 19:50:59 GMT

Just realized when i logged on to my Merrick Bank online account there is a new "Go Score" as part of their serviced for enrolling in paperless statement. It says its a FICO scoring model call "FICO 8 Bankcard Score" part of TU so am i assuming its based off TU08 similiar to Walmart FICO model?

Re: "Go Score" from Merrick Bank site

llecs — Sat, 01 Dec 2012 19:58:39 GMT

I'll check it out, but nice find.

Re: "Go Score" from Merrick Bank site

dodgerslv — Sat, 01 Dec 2012 19:57:56 GMT

@llecs wrote:
I'll check it out, but nice find.
iIt is required to have an online account with them, its like they are trying to have a similiar service like Walmart...

Re: "Go Score" from Merrick Bank site

llecs — Sat, 01 Dec 2012 19:59:38 GMT

Yeppers. I saw it on DW's account just now. I never saw that before and wasn't there as of 2-3 weeks ago. Cool find OP. The product description can't be copied and I don't know how to do screenshots on this Macbook, but for sure it is the TU Bankcard 08 version. It also displays your last data from the past few months [of FICO scores] from the monthly softs they do in their ARs. It also has the top two negative scoring reasons.

Cool stuff!

Re: "Go Score" from Merrick Bank site

dodgerslv — Sat, 01 Dec 2012 21:48:32 GMT

@llecs wrote:
Yeppers. I saw it on DW's account just now. I never saw that before and wasn't there as of 2-3 weeks ago. Cool find OP. The product description can't be copied and I don't know how to do screenshots on this Macbook, but for sure it is the TU Bankcard 08 version. It also displays your last data from the past few months [of FICO scores] from the monthly softs they do in their ARs. It also has the top two negative scoring reasons.

Cool stuff!

Yeah...another bank providing free FICO score!! Me likes!...

Re: "Go Score" from Merrick Bank site

cem13 — Sat, 01 Dec 2012 23:41:33 GMT

I received an app in the mail today. I think it just may be worth a hard hit for the free TU score. Im going for it.

Re: "Go Score" from Merrick Bank site

vanillabean — Sun, 02 Dec 2012 03:55:02 GMT

@llecs wrote:

for sure it is the TU Bankcard 08 version.

So its score range may be something like the industry 250-900, while the Walmart TU 08 and the PSECU EX may have the standard design range of 300-850?

Re: "Go Score" from Merrick Bank site

llecs — Sun, 02 Dec 2012 04:33:00 GMT

Yes, roughly, give or take.

Re: "Go Score" from Merrick Bank site

dodgerslv — Sun, 02 Dec 2012 19:42:38 GMT

@Anonymous-own-fico wrote:
@llecs wrote:

for sure it is the TU Bankcard 08 version.

So its score range may be something like the industry 250-900, while the Walmart TU 08 and the PSECU EX may have the standard design range of 300-850?

it must be similiar because i compared my Nov. Walmart TU with Go Score TU from Merrick bank and they are not far apart...Nov. Walmart TU 694 , Nov. Go Score Merrick is 705...not much difference.

Re: "Go Score" from Merrick Bank site

dodgerslv — Fri, 04 Jan 2013 07:17:10 GMT

hmmm...wonder if anyone is getting the same message but tried to look into my TU fico score from that site and it keeps telling me "must have account open or sign up for paperless statement" , anyone getting the same thing when they try to access it?

Re: "Go Score" from Merrick Bank site

pizzadude — Fri, 04 Jan 2013 15:34:24 GMT

@dodgerslv wrote:
hmmm...wonder if anyone is getting the same message but tried to look into my TU fico score from that site and it keeps telling me "must have account open or sign up for paperless statement" , anyone getting the same thing when they try to access it?

Yeah I just got the same message ~ their site must be down today, or perhaps they are updating the scores for the month of Jan ?

Re: "Go Score" from Merrick Bank site

Anonymous — Sat, 05 Jan 2013 12:43:09 GMT

Same here.

Re: "Go Score" from Merrick Bank site

QAMngrGirl — Mon, 07 Jan 2013 18:13:33 GMT

Same here, rep says they are "working on the issue", I called just to make sure my account was still open!

Re: "Go Score" from Merrick Bank site

Karunch — Tue, 08 Jan 2013 03:59:52 GMT

Merrick seems to have fixed the issue, and they finally have the December scores posted. Mine went up 5 points from 692 to 697.

Re: "Go Score" from Merrick Bank site

dodgerslv — Tue, 08 Jan 2013 10:16:03 GMT

@Karunch wrote:
Merrick seems to have fixed the issue, and they finally have the December scores posted. Mine went up 5 points from 692 to 697.

Finally...just checked it and mine went up 8 points...705 to 713.

Re: "Go Score" from Merrick Bank site

pizzadude — Tue, 08 Jan 2013 15:34:10 GMT

Nice !! I'm up 4pts to 717 !!

Re: "Go Score" from Merrick Bank site

Karunch — Wed, 30 Jan 2013 01:49:08 GMT

I just checked and the GO Score has been updated for this month in the past few days.. The score is as of January 18th, and mine went up 3 points to an even 700.