https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Paying-off-collection-accounts-on-credit-report/m-p/1848475#M68845 <P>I have heard that even if you pay off a collection account, that it does not make a difference in your score. Is this true.</P> Fri, 01 Feb 2013 22:25:48 GMT Anonymous 2013-02-01T22:25:48Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Paying-off-collection-accounts-on-credit-report/m-p/1848475#M68845 <P>I have heard that even if you pay off a collection account, that it does not make a difference in your score. Is this true.</P> Fri, 01 Feb 2013 22:25:48 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Paying-off-collection-accounts-on-credit-report/m-p/1848475#M68845 Anonymous 2013-02-01T22:25:48Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Paying-off-collection-accounts-on-credit-report/m-p/1849103#M68848 <P>In 99.999% of paying them off it makes no difference.&nbsp; It is not supposed to.&nbsp; FICO sees a collection as a collection, it doesn't score for the pay status.</P><P>&nbsp;</P><P>In some cases something will not be coded correctly and may change your score.&nbsp; Not necessarily for the good.</P> Sat, 02 Feb 2013 05:02:43 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Paying-off-collection-accounts-on-credit-report/m-p/1849103#M68848 Anonymous 2013-02-02T05:02:43Z