topic Re: Equifax requires me to mail a request? in Understanding FICO® Scoring

Equifax requires me to mail a request?

Anonymous — Sat, 23 Mar 2013 22:52:56 GMT

I just tried to pull my Equifax report via annualcreditreport.com, and I got this message,

"Online Delivery Unavailable - Mail in Request

We're sorry, for your protection we are unable to deliver your Equifax Free Annual Credit Report online."

This has never happened before for any of the three bureaus on any of the other previous two times I pulled my free annual report.

Has anyone else seen this? Should I be concerned?

I regularly view my Transunion report and FICO score every 3 months with the quarterly reporting product sold by MyFICO.com. There should be no red flags as far as I know... so I am not sure if this is just how they do this now? Or... is something on my Equifax that is not on my Transunion?

*nervous, and lazy to mail in a request... but will have to...:*

Re: Equifax requires me to mail a request?

Anonymous — Sat, 23 Mar 2013 22:58:02 GMT

It could be for a number of reasons like you couldn't answer the questions, etc. It has happened to me.

Re: Equifax requires me to mail a request?

Anonymous — Sat, 23 Mar 2013 23:11:15 GMT

I was freaking out enough that I just paid for the report and the FICO score. I wanted to know my Equifax score anyways since I haven't seen it in a couple years.

I am glad I did because...

775!!! BAMMM!!!

That's better than my one month old Transunion FICO score of 744.

Pretty happy.

Nothing bad happening on my Equifax report.

Maybe they just wanted to verify my awesomeness or something. The security questions were weird because all but one of them were "none of the above" - that's never happened before.

Feeling pretty good for a 25 year old making 24k a year in grad school. I should have an awesome score in two years when I buy a home!!

Re: Equifax requires me to mail a request?

Anonymous — Sun, 24 Mar 2013 19:50:42 GMT

Same thing happened to me. I am 100% sure I answered all the security questions corectly, but it still gave me that same message.

So, tomorrow I'm off to mailing my documents/forms.

I got a little scared at first, but knowing this happened to someone else relieves me some. I'm 20 btw, so ID fraud is something I don't want at my age!

Re: Equifax requires me to mail a request?

Rain77 — Mon, 25 Mar 2013 12:51:11 GMT

Same happened to me. Must be something on their end. I called and ordered the report. Makes no sense how they say "for your security we cannot deliver your report online" and want me to send proof of who I am via mail.

Re: Equifax requires me to mail a request?

Anonymous — Mon, 25 Mar 2013 17:06:10 GMT

It will happen if there is a FA on your report also.