topic Re: Walmart FICO? in Understanding FICO® Scoring

Walmart FICO?

Anonymous — Sun, 12 May 2013 04:35:02 GMT

since i got approved for the card (Store card), will it be actually accurate scores i can check?

Re: Walmart FICO?

llecs — Sun, 12 May 2013 04:43:47 GMT

It's a TU08 FICO.

Re: Walmart FICO?

Anonymous — Sun, 12 May 2013 04:54:19 GMT

no idea what that means lol

im new to this so i dont know the lingo

Re: Walmart FICO?

llecs — Sun, 12 May 2013 05:03:44 GMT

TU = TransUnion.

The score that Wal-Mart provides for free is a FICO score. It's a TU FICO score. The score offered here on myFICO.com is also a TU FICO. The TU FICO offered by Wal-Mart is a TU FICO we call TU08. It was developed in 2008. The TU FICO on here is a TU98, and developed in 1998. So, if you pulled from here, it is accurate. If you get it from Wal-Mart it is accurate. They just won't match because the model years differ. So, in answering your initial question, the TU08 is accurate. Your lender may or may not provide a TU FICO that matches with Wal-Mart's free FICO.

Re: Walmart FICO?

Anonymous — Sun, 12 May 2013 05:39:28 GMT

Did you find out the limit of the discover?