<?xml version="1.0" encoding="UTF-8"?>
<rss xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:taxo="http://purl.org/rss/1.0/modules/taxonomy/" version="2.0">
  <channel>
    <title>topic Re: Collections ( 1 or 5 does it count the same)?? in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Collections-1-or-5-does-it-count-the-same/m-p/2147867#M71831</link>
    <description>&lt;P&gt;Each collection is scored as a collection, paid or not.&amp;nbsp; Getting one removed may help your score.&amp;nbsp; A lot of factors are considered such as how old it is.&amp;nbsp; The newer the collection the worst impact it is having on your score.&amp;nbsp; The older ones impact, though still a major derogatory fade a bit with time.&lt;/P&gt;</description>
    <pubDate>Thu, 16 May 2013 15:02:54 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2013-05-16T15:02:54Z</dc:date>
    <item>
      <title>Collections ( 1 or 5 does it count the same)??</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Collections-1-or-5-does-it-count-the-same/m-p/2147129#M71825</link>
      <description>I have 3 collections that are paid in full and one that is not. If I pay the other the CA said they will delete. My question is will deleting it raise my score or the fact I have a collection weather it's 1 or 6 counts against me the same? Hope that made sense!!</description>
      <pubDate>Thu, 16 May 2013 04:34:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Collections-1-or-5-does-it-count-the-same/m-p/2147129#M71825</guid>
      <dc:creator>HYPASS33</dc:creator>
      <dc:date>2013-05-16T04:34:53Z</dc:date>
    </item>
    <item>
      <title>Re: Collections ( 1 or 5 does it count the same)??</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Collections-1-or-5-does-it-count-the-same/m-p/2147867#M71831</link>
      <description>&lt;P&gt;Each collection is scored as a collection, paid or not.&amp;nbsp; Getting one removed may help your score.&amp;nbsp; A lot of factors are considered such as how old it is.&amp;nbsp; The newer the collection the worst impact it is having on your score.&amp;nbsp; The older ones impact, though still a major derogatory fade a bit with time.&lt;/P&gt;</description>
      <pubDate>Thu, 16 May 2013 15:02:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Collections-1-or-5-does-it-count-the-same/m-p/2147867#M71831</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-05-16T15:02:54Z</dc:date>
    </item>
  </channel>
</rss>

