https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Fico-Score/m-p/2160103#M71928 <P>On TU, I wouldn't bet on hitting 700. You'll likely be south of that but you'd see a solid double-digit increase. I bet you could possibly hit 670-680.</P> Tue, 21 May 2013 19:41:58 GMT llecs 2013-05-21T19:41:58Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Fico-Score/m-p/2159849#M71926 <P>My overall utilization is at 25% right now with a TU fico of 642 if I pay down my debt could I come close to 700?</P> Tue, 21 May 2013 17:37:55 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Fico-Score/m-p/2159849#M71926 JWest 2013-05-21T17:37:55Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Fico-Score/m-p/2159859#M71927 <P>There are way to many factors that could affect it &nbsp;to know but it definitly wont hurt.</P> Tue, 21 May 2013 17:41:43 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Fico-Score/m-p/2159859#M71927 firesoul453 2013-05-21T17:41:43Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Fico-Score/m-p/2160103#M71928 <P>On TU, I wouldn't bet on hitting 700. You'll likely be south of that but you'd see a solid double-digit increase. I bet you could possibly hit 670-680.</P> Tue, 21 May 2013 19:41:58 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Fico-Score/m-p/2160103#M71928 llecs 2013-05-21T19:41:58Z