https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Old-charge-offs/m-p/2189669#M72190 <P>FYI for those who have old charge offs:</P><P>&nbsp;</P><P>I appealed a charge-off from 2008 a couple months ago. My scores were around 700 before. I'm not sure if my score went up a lot (I'll check them in 6 months), but I'm getting more credit card offers now, so getting rid of old charge-offs still makes a difference, if not to your score, to certain people (CC companies).</P><P>&nbsp;</P><P>&nbsp;</P> Mon, 03 Jun 2013 17:02:09 GMT JohnDoe12 2013-06-03T17:02:09Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Old-charge-offs/m-p/2189669#M72190 <P>FYI for those who have old charge offs:</P><P>&nbsp;</P><P>I appealed a charge-off from 2008 a couple months ago. My scores were around 700 before. I'm not sure if my score went up a lot (I'll check them in 6 months), but I'm getting more credit card offers now, so getting rid of old charge-offs still makes a difference, if not to your score, to certain people (CC companies).</P><P>&nbsp;</P><P>&nbsp;</P> Mon, 03 Jun 2013 17:02:09 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Old-charge-offs/m-p/2189669#M72190 JohnDoe12 2013-06-03T17:02:09Z