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    <title>topic HA Rebucketed.....and a reason given in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/HA-Rebucketed-and-a-reason-given/m-p/2189839#M72192</link>
    <description>&lt;P&gt;&lt;SPAN&gt;You moved from one category of credit users to another as time passed. For example, you may have transitioned from the category "consumers with a new credit history" to the category "consumers with a two- to five-year credit history". As a result, your credit report is evaluated differently, causing a slight change in your score. The good news is that moving between categories like this usually offers you the potential to reach a higher FICO® score in the future.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;Have they always given a rebucketing reason or is this new?&lt;BR /&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;This caused my score to drop but not much...only 7 points.&amp;nbsp;&lt;BR /&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;Edit:&amp;nbsp; Nevermind, i reread, it says "for example"....&lt;BR /&gt;&lt;/SPAN&gt;&lt;/P&gt;</description>
    <pubDate>Mon, 03 Jun 2013 18:45:52 GMT</pubDate>
    <dc:creator>basballguy</dc:creator>
    <dc:date>2013-06-03T18:45:52Z</dc:date>
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      <title>HA Rebucketed.....and a reason given</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/HA-Rebucketed-and-a-reason-given/m-p/2189839#M72192</link>
      <description>&lt;P&gt;&lt;SPAN&gt;You moved from one category of credit users to another as time passed. For example, you may have transitioned from the category "consumers with a new credit history" to the category "consumers with a two- to five-year credit history". As a result, your credit report is evaluated differently, causing a slight change in your score. The good news is that moving between categories like this usually offers you the potential to reach a higher FICO® score in the future.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;Have they always given a rebucketing reason or is this new?&lt;BR /&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;This caused my score to drop but not much...only 7 points.&amp;nbsp;&lt;BR /&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;Edit:&amp;nbsp; Nevermind, i reread, it says "for example"....&lt;BR /&gt;&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 03 Jun 2013 18:45:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/HA-Rebucketed-and-a-reason-given/m-p/2189839#M72192</guid>
      <dc:creator>basballguy</dc:creator>
      <dc:date>2013-06-03T18:45:52Z</dc:date>
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