topic Re: Months Reviewed on CR in Understanding FICO® Scoring

Months Reviewed on CR

Anonymous — Tue, 24 Jul 2007 03:01:23 GMT

What does "Month's Reviewed" mean on the credit reports? Is this the time period in which there is history or that the scoring is taken in to account? I have a account that is four years old and it has months reviewed of 18 months. Any ideas?

Re: Months Reviewed on CR

Anonymous — Tue, 24 Jul 2007 14:20:18 GMT

That is exactly what it means... The most weight is on the last 24 months however...

Rob

Re: Months Reviewed on CR

Anonymous — Tue, 24 Jul 2007 14:22:30 GMT

Doesn't reflect your TL Hx, just your pament Hx.

Sorry if I left you a little confused...

Rob

Message Edited by FICO_Focused on 07-24-2007 10:22 AM

Re: Months Reviewed on CR

Anonymous — Tue, 24 Jul 2007 16:06:53 GMT

I thought it was the history but it will show the dots below showing on time history for several years but then months reviewed is 15.

When I asked EQ they said it was the months reviewed by the lender reporting and that they reevaluate the information. This doesn't make sense to me.

Should I dispute the months reviewed if it does not match the total account age?

Thanks,

Re: Months Reviewed on CR

Anonymous — Wed, 25 Jul 2007 04:21:38 GMT

When I spoke to EQ today I asked again to confirm and they said the months reviewed is when the creditor reviews what is reported for accuracy. I doubt this happens knowing how many issues we have.

Anyone heard of this?

Re: Months Reviewed on CR

Anonymous — Thu, 02 Aug 2007 03:06:55 GMT

Anyone else have thoughts?

Re: Months Reviewed on CR

Anonymous — Thu, 02 Aug 2007 03:13:50 GMT

Not sure if thats true or not.Otherwise,why would they be so bogus in their reporting if they do reviews..