https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Walmart-FICO/m-p/2440699#M74530 Can anyone tell me why the Walmart CC FICO is always a few points off from the FICO I get on this site? Thu, 12 Sep 2013 18:47:25 GMT KeithW 2013-09-12T18:47:25Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Walmart-FICO/m-p/2440699#M74530 Can anyone tell me why the Walmart CC FICO is always a few points off from the FICO I get on this site? Thu, 12 Sep 2013 18:47:25 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Walmart-FICO/m-p/2440699#M74530 KeithW 2013-09-12T18:47:25Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Walmart-FICO/m-p/2440707#M74531 Two different versions. Walmart uses TU 08 and myFICO uses TU98 Thu, 12 Sep 2013 18:51:48 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Walmart-FICO/m-p/2440707#M74531 Anonymous 2013-09-12T18:51:48Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Walmart-FICO/m-p/2440805#M74533 <P>Which one is used by Mortgage companies?</P> Thu, 12 Sep 2013 19:22:38 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Walmart-FICO/m-p/2440805#M74533 KeithW 2013-09-12T19:22:38Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Walmart-FICO/m-p/2441161#M74535 Equifax Beacon 5.0.<BR />Experian/Fair Isaac Risk Model v2.<BR />TransUnion FICO Risk Score 04.<BR /> Thu, 12 Sep 2013 21:51:37 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Walmart-FICO/m-p/2441161#M74535 Anonymous 2013-09-12T21:51:37Z