https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/school-loan-and-score/m-p/2634255#M75849 <P>My oldest account on my credit report was my school loan. &nbsp;Last time I checked my score was 804. &nbsp;This past July I made my last payment on my loan so it is paid in full. &nbsp;What impact does this have on my score. &nbsp;The only recent things I have done recently are a inquiry for an apartment I am now renting &nbsp;and rental insurance. &nbsp;I have no debt. I only have one credit card with zero balance in which I use every now and then. &nbsp;I want to be able to buy a house but am afraid to order my score b/c I know to get the best rate you need at least 760. &nbsp;I should have gotten preapproved prior to loan ending---LOL! &nbsp;Can anyone help?</P> Fri, 06 Dec 2013 20:04:31 GMT Anonymous 2013-12-06T20:04:31Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/school-loan-and-score/m-p/2634255#M75849 <P>My oldest account on my credit report was my school loan. &nbsp;Last time I checked my score was 804. &nbsp;This past July I made my last payment on my loan so it is paid in full. &nbsp;What impact does this have on my score. &nbsp;The only recent things I have done recently are a inquiry for an apartment I am now renting &nbsp;and rental insurance. &nbsp;I have no debt. I only have one credit card with zero balance in which I use every now and then. &nbsp;I want to be able to buy a house but am afraid to order my score b/c I know to get the best rate you need at least 760. &nbsp;I should have gotten preapproved prior to loan ending---LOL! &nbsp;Can anyone help?</P> Fri, 06 Dec 2013 20:04:31 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/school-loan-and-score/m-p/2634255#M75849 Anonymous 2013-12-06T20:04:31Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/school-loan-and-score/m-p/2635081#M75855 <P>When do you anticipate applying for a mortgage?</P> Sat, 07 Dec 2013 02:55:25 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/school-loan-and-score/m-p/2635081#M75855 Anonymous 2013-12-07T02:55:25Z