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    <title>topic scoring in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/scoring/m-p/2634679#M75853</link>
    <description>&lt;P&gt;If I use my card for rewards and pay it off every month how does that affect score?&lt;/P&gt;</description>
    <pubDate>Fri, 06 Dec 2013 23:48:21 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2013-12-06T23:48:21Z</dc:date>
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      <title>scoring</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/scoring/m-p/2634679#M75853</link>
      <description>&lt;P&gt;If I use my card for rewards and pay it off every month how does that affect score?&lt;/P&gt;</description>
      <pubDate>Fri, 06 Dec 2013 23:48:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/scoring/m-p/2634679#M75853</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-12-06T23:48:21Z</dc:date>
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    <item>
      <title>Re: scoring</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/scoring/m-p/2634685#M75854</link>
      <description>&lt;P&gt;Is &amp;nbsp;it your only card? Paying it off every month is great, but you should let a statment balance post of between 1-9% of available credit to maximize score.&lt;/P&gt;</description>
      <pubDate>Fri, 06 Dec 2013 23:51:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/scoring/m-p/2634685#M75854</guid>
      <dc:creator>blondy250</dc:creator>
      <dc:date>2013-12-06T23:51:08Z</dc:date>
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