topic Re: Plus score jumped 24 pts, good news to end the year :) in Understanding FICO® Scoring

Plus score jumped 24 pts, good news to end the year :)

Anonymous — Tue, 31 Dec 2013 20:19:08 GMT

Got a nice jump on my EX plus score today (from 677 to 701), not sure if there was an equivalant jump on my actual FICO score though. I added 4 CCs to my profile in the beggining of Dec. but only two are reporting so far (the lowest limits of the bunch). I am SUPER curious to see how the others will affect my score once they start reporting - my AAoA will be affected, but it'll add $7,750 CL to my CR. This was a good note to end the year in

Also, not sure how/why a $500 express card caused my risk level to be changed to low *shrug*.

WFNNB/EXPRESS was listed as a new account on your Credit Report
Reported on 12/31/2013 by Experian

Your Experian Credit Score increased by 24 point(s)
Reported on 12/30/2013 by Experian

Your Risk Level changed to Low
Reported on 12/30/2013 by Experian

Re: Plus score jumped 24 pts, good news to end the year :)

gdale6 — Tue, 31 Dec 2013 22:31:44 GMT

Congrats to your success

The plus score is a different animal over FICO score, your risk level changed because of they way it calculates the score. In my experience with the EX plus score my corresponding FICO has been within +- 30 points.

Re: Plus score jumped 24 pts, good news to end the year :)

Anonymous — Thu, 02 Jan 2014 17:59:18 GMT

gdale6 wrote:

Congrats to your success

The plus score is a different animal over FICO score, your risk level changed because of they way it calculates the score. In my experience with the EX plus score my corresponding FICO has been within +- 30 points.

Thanks

Actually my Barclays TU FICO updated today and it also went up, albeit only 7 points, i'm still stoked!! Also, my car loan finally started reporting today and it didn't affect my Exp "plus" score...phew!

These improvements are really making me itch to apply

Re: Plus score jumped 24 pts, good news to end the year :)

baller4life — Sat, 04 Jan 2014 02:49:24 GMT

Congrats!! Keep up the good work.