https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Bring-us-your-non-FICO-score-experiences/m-p/43103#M7698 <DIV>I bought scores from the CRAs for years before&nbsp;learning they were FAKOs. That realization never came until&nbsp;I went to buy my house 5 yrs ago. Unbenounced to me, my FICO was 60 pts lower than FAKO! I think the broker spent a good hour trying to explain the difference to my wife and I.&nbsp;Having been there, I know how frustrating this can be for those who are uneducated.&nbsp;In addition to CRA scores I used PrivacyGuard monitoring. I was so excited thinking how informed I was to be getting my "scores" once a month for $129 a year. Live and learn. <img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /></DIV> <DIV>&nbsp;</DIV> <DIV>&nbsp;</DIV> Thu, 02 Aug 2007 21:09:09 GMT Tuscani 2007-08-02T21:09:09Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Bring-us-your-non-FICO-score-experiences/m-p/43092#M7697 <DIV></DIV> <DIV></DIV> <DIV>Has anyone out there had an experience where they thought the score they bought from another site was a real FICO score but it turned out to be a non-FICO score?</DIV> <DIV>&nbsp;</DIV> <DIV>If so, how about sharing your non-FICO score experience with the community?</DIV> <DIV>&nbsp;</DIV> <DIV>Thanks!</DIV><BR /><BR />Message Edited by Barry on <SPAN class="date_text">08-02-2007</SPAN> <SPAN class="time_text">02:48 PM</SPAN> Thu, 02 Aug 2007 21:48:19 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Bring-us-your-non-FICO-score-experiences/m-p/43092#M7697 Barry 2007-08-02T21:48:19Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Bring-us-your-non-FICO-score-experiences/m-p/43103#M7698 <DIV>I bought scores from the CRAs for years before&nbsp;learning they were FAKOs. That realization never came until&nbsp;I went to buy my house 5 yrs ago. Unbenounced to me, my FICO was 60 pts lower than FAKO! I think the broker spent a good hour trying to explain the difference to my wife and I.&nbsp;Having been there, I know how frustrating this can be for those who are uneducated.&nbsp;In addition to CRA scores I used PrivacyGuard monitoring. I was so excited thinking how informed I was to be getting my "scores" once a month for $129 a year. Live and learn. <img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /></DIV> <DIV>&nbsp;</DIV> <DIV>&nbsp;</DIV> Thu, 02 Aug 2007 21:09:09 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Bring-us-your-non-FICO-score-experiences/m-p/43103#M7698 Tuscani 2007-08-02T21:09:09Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Bring-us-your-non-FICO-score-experiences/m-p/43225#M7709 <DIV>I bought a vantagescore from Experian and was disappointed in one of the reasons they felt my score was low. It stated that my current mortgage loan was too low.</DIV> Fri, 03 Aug 2007 01:03:00 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Bring-us-your-non-FICO-score-experiences/m-p/43225#M7709 chartley3 2007-08-03T01:03:00Z