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    <title>topic Re: Credit Secrets Bible...what is this? in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Secrets-Bible-what-is-this/m-p/44322#M7788</link>
    <description>&lt;DIV&gt;Save your money. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
    <pubDate>Sun, 05 Aug 2007 04:59:47 GMT</pubDate>
    <dc:creator>Tuscani</dc:creator>
    <dc:date>2007-08-05T04:59:47Z</dc:date>
    <item>
      <title>Credit Secrets Bible...what is this?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Secrets-Bible-what-is-this/m-p/44287#M7785</link>
      <description>&lt;DIV&gt;I saw an ad for the Credit Secrets Bible.&amp;nbsp; Amazon.com even sells it.&amp;nbsp; What is this and is it legit?&lt;/DIV&gt;</description>
      <pubDate>Sun, 05 Aug 2007 03:36:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Secrets-Bible-what-is-this/m-p/44287#M7785</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-08-05T03:36:14Z</dc:date>
    </item>
    <item>
      <title>Re: Credit Secrets Bible...what is this?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Secrets-Bible-what-is-this/m-p/44322#M7788</link>
      <description>&lt;DIV&gt;Save your money. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Sun, 05 Aug 2007 04:59:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Secrets-Bible-what-is-this/m-p/44322#M7788</guid>
      <dc:creator>Tuscani</dc:creator>
      <dc:date>2007-08-05T04:59:47Z</dc:date>
    </item>
    <item>
      <title>Re: Credit Secrets Bible...what is this?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Secrets-Bible-what-is-this/m-p/44590#M7802</link>
      <description>&lt;DIV&gt;These forums should be your "CREDIT BIBLE"&amp;nbsp; This is free and the information is more than&amp;nbsp;helpful...&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Mon, 06 Aug 2007 00:39:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Secrets-Bible-what-is-this/m-p/44590#M7802</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-08-06T00:39:34Z</dc:date>
    </item>
    <item>
      <title>Re: Credit Secrets Bible...what is this?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Secrets-Bible-what-is-this/m-p/44607#M7808</link>
      <description>&lt;DIV&gt;I just looked at it online. DO NOT BUY IT!!!!&amp;nbsp; The same thing goes with having your fico score spiked!!!&amp;nbsp; For example, in order to get your score from a 600 to around an 800, it will take a few years. Nothing happens in 90 days, unless you have soemthing like a bankruptcy that will being falling off in 90 days, but still it will not be 249 score points.&lt;/DIV&gt;</description>
      <pubDate>Mon, 06 Aug 2007 01:24:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Secrets-Bible-what-is-this/m-p/44607#M7808</guid>
      <dc:creator>CreditBob</dc:creator>
      <dc:date>2007-08-06T01:24:59Z</dc:date>
    </item>
    <item>
      <title>Re: Credit Secrets Bible...what is this?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Secrets-Bible-what-is-this/m-p/2160523#M71932</link>
      <description>&lt;P&gt;First of all, unless you used this book, you would have no idea on what you are talking about. I used this book and raised my credit score by over 190 points in 5 months. So there goes your theory. So the book was worth every penny I spent to purchase it. Have a great day and good luck. Neal&lt;/P&gt;</description>
      <pubDate>Tue, 21 May 2013 23:30:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Secrets-Bible-what-is-this/m-p/2160523#M71932</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-05-21T23:30:37Z</dc:date>
    </item>
    <item>
      <title>Re: Credit Secrets Bible...what is this?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Secrets-Bible-what-is-this/m-p/2160541#M71933</link>
      <description>&lt;P&gt;FYI, this thread is over 5 years old....&lt;/P&gt;</description>
      <pubDate>Tue, 21 May 2013 23:37:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Secrets-Bible-what-is-this/m-p/2160541#M71933</guid>
      <dc:creator>llecs</dc:creator>
      <dc:date>2013-05-21T23:37:49Z</dc:date>
    </item>
    <item>
      <title>Re: Credit Secrets Bible...what is this?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Secrets-Bible-what-is-this/m-p/2160591#M71934</link>
      <description>&lt;P&gt;Thank you. I noticed that but the matter of fact is the previous comments had no facts backing up the Credit Secrets Bible, just opinions. I just wanted to state a fact from a very happy consumer that purchased this book and used it. Thanks anyway! Neal&lt;/P&gt;</description>
      <pubDate>Wed, 22 May 2013 00:03:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Secrets-Bible-what-is-this/m-p/2160591#M71934</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-05-22T00:03:03Z</dc:date>
    </item>
    <item>
      <title>Re: Credit Secrets Bible...what is this?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Secrets-Bible-what-is-this/m-p/2160815#M71935</link>
      <description>&lt;P&gt;How coincidental that something I was thinking about would pop up in the forum. I used Credit Secrets Bible back in 2007 to help me fight back, and it worked. &amp;nbsp;I was able to keep Cohen &amp;amp; Slamowitz (c/o Discover) at bay, and the bureaus were speedy in correcting my information. &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am very grateful that I found this forum though, for as much as I liked CSB, it is expensive. &amp;nbsp;You pay for access to their forums. &amp;nbsp;I haven't renewed in years.&lt;/P&gt;</description>
      <pubDate>Wed, 22 May 2013 01:55:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Secrets-Bible-what-is-this/m-p/2160815#M71935</guid>
      <dc:creator>ForumPheen</dc:creator>
      <dc:date>2013-05-22T01:55:38Z</dc:date>
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