https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-kind-of-math-are-they-using/m-p/45215#M7853 <DIV><FONT color="#000000">Hello all:</FONT></DIV><DIV><FONT color="#000000"></FONT>&nbsp;</DIV><DIV><FONT color="#000000">BLUF:&nbsp; My EQ score dropped to 686 from&nbsp;701 because my balance increased&nbsp;"62%", so they say.</FONT></DIV><DIV><FONT color="#000000"></FONT>&nbsp;</DIV><DIV><FONT color="#000000">I have a WaMu with a credit limit of $2651.&nbsp; At the time&nbsp;my score dropped my balance was a mere &nbsp;$45 and increased to $120.&nbsp; This&nbsp;left me with an <EM><STRONG>available balance</STRONG> </EM>of $2531 or a usage of only 4.53% of my available credit -&nbsp;well below the 30-35% that is suggested to have available.&nbsp; What's up with that?</FONT></DIV><DIV><FONT size="3"></FONT>&nbsp;</DIV> Tue, 07 Aug 2007 10:54:23 GMT Anonymous 2007-08-07T10:54:23Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-kind-of-math-are-they-using/m-p/45215#M7853 <DIV><FONT color="#000000">Hello all:</FONT></DIV><DIV><FONT color="#000000"></FONT>&nbsp;</DIV><DIV><FONT color="#000000">BLUF:&nbsp; My EQ score dropped to 686 from&nbsp;701 because my balance increased&nbsp;"62%", so they say.</FONT></DIV><DIV><FONT color="#000000"></FONT>&nbsp;</DIV><DIV><FONT color="#000000">I have a WaMu with a credit limit of $2651.&nbsp; At the time&nbsp;my score dropped my balance was a mere &nbsp;$45 and increased to $120.&nbsp; This&nbsp;left me with an <EM><STRONG>available balance</STRONG> </EM>of $2531 or a usage of only 4.53% of my available credit -&nbsp;well below the 30-35% that is suggested to have available.&nbsp; What's up with that?</FONT></DIV><DIV><FONT size="3"></FONT>&nbsp;</DIV> Tue, 07 Aug 2007 10:54:23 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-kind-of-math-are-they-using/m-p/45215#M7853 Anonymous 2007-08-07T10:54:23Z