topic 760 Plus across the board! in Understanding FICO® Scoring https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/760-Plus-across-the-board/m-p/3068578#M79084 <P>Wow, I&nbsp;finally hit a major&nbsp;point with all 3 scores over 760! Yes, it has been a long wait, with TU increasing the most&nbsp; this month, up to 765.&nbsp;Exp up two points to 770&nbsp;and EQ holding very steady at 792. I was hoping for 800, however, It may be a few more months before EQ reaches that bus stop. There is one account showing missed payments. It has now been 5 yrs and 2 mos on two cra' s and 4 yrs and 2 mos on the remaining cra. Odd enough however is that it is&nbsp;the middle score with the newest late, (same account just not&nbsp;same info), one inquiry on each report under one year,&nbsp;2 auto loans, mortage loan, and&nbsp;4% utilization&nbsp;on four active credit cards.</P> Sat, 03 May 2014 02:16:08 GMT bettercreditguy1 2014-05-03T02:16:08Z 760 Plus across the board! https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/760-Plus-across-the-board/m-p/3068578#M79084 <P>Wow, I&nbsp;finally hit a major&nbsp;point with all 3 scores over 760! Yes, it has been a long wait, with TU increasing the most&nbsp; this month, up to 765.&nbsp;Exp up two points to 770&nbsp;and EQ holding very steady at 792. I was hoping for 800, however, It may be a few more months before EQ reaches that bus stop. There is one account showing missed payments. It has now been 5 yrs and 2 mos on two cra' s and 4 yrs and 2 mos on the remaining cra. Odd enough however is that it is&nbsp;the middle score with the newest late, (same account just not&nbsp;same info), one inquiry on each report under one year,&nbsp;2 auto loans, mortage loan, and&nbsp;4% utilization&nbsp;on four active credit cards.</P> Sat, 03 May 2014 02:16:08 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/760-Plus-across-the-board/m-p/3068578#M79084 bettercreditguy1 2014-05-03T02:16:08Z Re: 760 Plus across the board! https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/760-Plus-across-the-board/m-p/3068766#M79086 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/549267">@bettercreditguy1</a> wrote:<BR /><P>Wow, I&nbsp;finally hit a major&nbsp;point with all 3 scores over 760! Yes, it has been a long wait, with TU increasing the most&nbsp; this month, up to 765.&nbsp;Exp up two points to 770&nbsp;and EQ holding very steady at 792. I was hoping for 800, however, It may be a few more months before EQ reaches that bus stop. There is one account showing missed payments. It has now been 5 yrs and 2 mos on two cra' s and 4 yrs and 2 mos on the remaining cra. Odd enough however is that it is&nbsp;the middle score with the newest late, (same account just not&nbsp;same info), one inquiry on each report under one year,&nbsp;2 auto loans, mortage loan, and&nbsp;4% utilization&nbsp;on four active credit cards.</P><HR /></BLOCKQUOTE><P>Gratz that's a nice accomplishment !!!</P> Sat, 03 May 2014 03:19:16 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/760-Plus-across-the-board/m-p/3068766#M79086 mongstradamus 2014-05-03T03:19:16Z Re: 760 Plus across the board! https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/760-Plus-across-the-board/m-p/3070028#M79094 <P>Very nice work. &nbsp;Congrats to you. &nbsp;</P> Sat, 03 May 2014 19:24:45 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/760-Plus-across-the-board/m-p/3070028#M79094 VirtualCuriosity 2014-05-03T19:24:45Z Re: 760 Plus across the board! https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/760-Plus-across-the-board/m-p/3634293#M85809 Was wondering ... Have you hit 800 yet? <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /> Sat, 15 Nov 2014 09:34:11 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/760-Plus-across-the-board/m-p/3634293#M85809 HiLine 2014-11-15T09:34:11Z Re: 760 Plus across the board! https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/760-Plus-across-the-board/m-p/3636311#M85825 <P>Not yet, Just got a new house and mortage a week ago. I will update after December rolls around.</P> Sun, 16 Nov 2014 01:34:11 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/760-Plus-across-the-board/m-p/3636311#M85825 bettercreditguy1 2014-11-16T01:34:11Z Re: 760 Plus across the board! https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/760-Plus-across-the-board/m-p/3636927#M85829 <P>Great work. congrats!</P> Sun, 16 Nov 2014 05:24:05 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/760-Plus-across-the-board/m-p/3636927#M85829 CreditPlay 2014-11-16T05:24:05Z