topic Re: Checking FICO score often? in Understanding FICO® Scoring

Checking FICO score often?

TheFate — Sat, 21 Jun 2014 05:44:53 GMT

How are you guys checking your FICO scores so often? Is there a subscription you're signed up with?

When the site prompts if I'd like to see my FICO score it asks for $50+ dollars?

Re: Checking FICO score often?

Bman70 — Sat, 21 Jun 2014 07:45:38 GMT

If you subscribe to Score Watch, it's a monthly fee of $15 or so. Then you get updates on your score. Otherwise you can pay for individual reports with scores for about $15 each (first look up MyFICO coupon codes in Google). Score Watch only updates your Equifax score. I was subscribed, but now I'm subscribed to USAA credit monitoring instead. That's not a real FICO, however I get a real FICO through my Sallie Mae app.

Re: Checking FICO score often?

Loques — Sat, 21 Jun 2014 09:07:38 GMT

Discover gives a TU score every month (Walmart also, not sure if its TU98 or TU08, though), and ScoreWatch monitoring gives an EQ score for $14.95 (I believe). EX for me comes from recent mortgage lender pull and subsequent Amex apps.

Re: Checking FICO score often?

mongstradamus — Sat, 21 Jun 2014 13:53:36 GMT

@Loques wrote:
Discover gives a TU score every month (Walmart also, not sure if its TU98 or TU08, though), and ScoreWatch monitoring gives an EQ score for $14.95 (I believe). EX for me comes from recent mortgage lender pull and subsequent Amex apps.

Walmart, Barclays, and Discover all give tu08 from what i recall. Only "free version" of fico you can get is if you have fnbo cc or psecu membership. Not 100% sure on that though.

Re: Checking FICO score often?

TheFate — Sat, 21 Jun 2014 23:26:26 GMT

Ok thanks

I get a a TU score thru my Capital One quicksilver account, not sure if its true Fico.

I also use FCR which updates your Experian everyday and once in a while they will offer all 3 for free. I glance at Karma here and there but I know that scores way off

Re: Checking FICO score often?

mongstradamus — Sun, 22 Jun 2014 00:49:52 GMT

@TheFate wrote:
Ok thanks

I get a a TU score thru my Capital One quicksilver account, not sure if its true Fico.

I also use FCR which updates your Experian everyday and once in a while they will offer all 3 for free. I glance at Karma here and there but I know that scores way off

Cap one is a fako,its almost exactly the same as ck

Re: Checking FICO score often?

TheFate — Sun, 22 Jun 2014 01:05:41 GMT

Figured it would be a FAKO, nice sales pitch tho to those who don't know the difference.

What about FCR? I've been with them for over a year now, I like how I can see everything on my reports thru experian

Re: Checking FICO score often?

mongstradamus — Sun, 22 Jun 2014 01:37:46 GMT

@TheFate wrote:
Figured it would be a FAKO, nice sales pitch tho to those who don't know the difference.

What about FCR? I've been with them for over a year now, I like how I can see everything on my reports thru experian

Free credit report is an experian fako as well.

Re: Checking FICO score often?

TheFate — Sun, 22 Jun 2014 02:38:59 GMT

Interesting, Didnt know that