topic Re: Question about Purchasing FICO Scores in Understanding FICO® Scoring

Question about Purchasing FICO Scores

Anonymous — Wed, 25 Jun 2014 21:40:09 GMT

In March I purchase from myFICO the three credit reports which was to have included the 3 credit socres (one from each CRA). However, I received only one FICO scare and that was called a Plus Score from Experian. Am I misunderstanding the language and synbols used in the officer to purchase the report? I double checked my receipt to make sure I had ordered the report from myFICO; the receipt confirms I purchased this from myFICO. I am asking because I wanted to purchased again, but if I am not going to receive the credit score posted by each CRA, I am not paying over $60 again.

Re: Question about Purchasing FICO Scores

DaveSignal — Wed, 25 Jun 2014 21:42:36 GMT

If you purchased through myFICO, this website, then you would not get a plus score. You would have received a real FICO.

Re: Question about Purchasing FICO Scores

Anonymous — Wed, 25 Jun 2014 21:57:31 GMT

Here is a copy of my receipt from myFICO.

FICO® Score 3-Report View

Billing Type:	1-Time Payment
Quantity:	1
Price:	$59.85
Subtotal:	$64.79
Sales Tax:	$4.94

Total:

$64.79

Purchase Date:	03/23/2014 01:52:00 PM
Credit Card:	XXXX XXXX XXXX XXXx
Order Number:	25447278

To access your products and account, simply log in.
Review the FICO Customer Agreement here.

If you have questions or wish to cancel a subscription product, please contact us.

Thank you,

myFICO Customer Care

I am misunderstanding all of this or I never got the report. Don't know what to think at this point.

Re: Question about Purchasing FICO Scores

EW800 — Wed, 25 Jun 2014 22:10:26 GMT

After logging into MyFico, click on My Account at the top. Then under Active Purchases, you should see "Fico Score 3-Report View" (see below). That should open the report for you.

FICO® Score 3-Report View

Side-by-side FICO® Score & report comparison.

Re: Question about Purchasing FICO Scores

DaveSignal — Wed, 25 Jun 2014 22:11:43 GMT

Well, the scores and reports are viewable on this website. If you don't think you got them, then I would call myfico.com customer service, but I don't know why you didn't do that 3 months ago. Doesn't hurt to try though.

A PLUS score is an Experian proprietary FAKO. myFICO.com sells FICO scores.

Re: Question about Purchasing FICO Scores

Anonymous — Wed, 25 Jun 2014 22:45:49 GMT

@EW800 wrote:
After logging into MyFico, click on My Account at the top. Then under Active Purchases, you should see "Fico Score 3-Report View" (see below). That should open the report for you.

FICO® Score 3-Report View
Side-by-side FICO® Score & report comparison.

Did this EW, and there is nothing listed as Active Purchases. Thank you for trying to assist me.

Re: Question about Purchasing FICO Scores

Anonymous — Wed, 25 Jun 2014 22:44:47 GMT

@DaveSignal wrote:
Well, the scores and reports are viewable on this website. If you don't think you got them, then I would call myfico.com customer service, but I don't know why you didn't do that 3 months ago. Doesn't hurt to try though.

A PLUS score is an Experian proprietary FAKO. myFICO.com sells FICO scores.

I didn't do it because very shortly after submitting the order, I was hospitalized and was discharged just this week, Dave.

Re: Question about Purchasing FICO Scores

DaveSignal — Wed, 25 Jun 2014 22:57:27 GMT

@Anonymous wrote:
@DaveSignal wrote:
Well, the scores and reports are viewable on this website. If you don't think you got them, then I would call myfico.com customer service, but I don't know why you didn't do that 3 months ago. Doesn't hurt to try though.

A PLUS score is an Experian proprietary FAKO. myFICO.com sells FICO scores.
I didn't do it because very shortly after submitting the order, I was hospitalized and was discharged just this week, Dave.

You should ~~call tomorrow~~ call right now, CS should be open. I think you might be able to convince them to give you the scores again for free, or at least at a discount, especially if you paid for it and never activated.

ETA: Sorry to hear about your hospitalization. I hope you are feeling better. Use the support link at the top of the page to get a phone number to contact someone about getting your reports back.